CREDIT OFFICER

CREDIT OFFICER-SECURED & UNSECURED LENDING BUSINESS Grade: C1 Department: SECURED & UNSECURED LENDING BUSINESS Sub Department: CREDIT Reporting to: CREDIT MANAGER-SECURED & UNSECURED LENDING BUSINESS-D1 Responsibilities Meet customer's business premises and residence and conduct a detailed verification. Proper credit assessment as per template and reporting to Credit Manager. Conduct study on cash flow, ability to pay of customer with utmost integrity. Gather all relevant information through discussion & documents to make a proper credit analysis. Areas of Responsibility Timely customer meetings. 100% compliance to right credit underwriting procedures. Maintain TAT within product guidelines. Focus delinquency triggers as per product norms. Total Experience: 3Year(s)0 Month(s) Behavioural Competencies Team player; ability to work on stretch/multitasking environment; effective communication ability at different levels; adaptable to complex work environments and live organizational values. #J-18808-Ljbffr