BSA/AML Analyst I

If you are unable to complete this application due to a disability, contact this employer to ask for an accommodation or an alternative application process. BSA/AML Analyst I Full Time Clerical Hagatna, GU, US 3 days ago Requisition ID: 1788 Salary Range: $12.80 To $15.80 Hourly Department: BSA/AML Department Locations: Direct Report: FLSA Status: Non-Exempt Job Level: Intermediate Support General Summary The BSA/AML Analyst I role is responsible for the day-to-day regulatory reporting requirements including monitoring, investigating and reporting suspicious activity and filing currency transaction reports. The work includes responsibility for anti-money laundering (AML) suspicious activity investigations and analysis. You may also perform and review Customer Due Diligence and Enhanced Due Diligence, assessing the risk of new customers to the bank; review alerts; perform Suspicious Activity investigations and when appropriate, prepare Suspicious Activity Reports for filing with FinCEN or the RMI, FSM or Palau government.

CATEGORY OF ESSENTIAL FUNCTIONS & TASKS

Manage the Relationship: Participate and share ideas during department meetings. Be open to cross-training, collaborating and supporting fellow co-workers with tasks to help meet the needs of the business. Manage the Experience: Respond to external/internal inquiries (departments) by phone or email as it pertains to CTR’s, SAR’s and BSA/AML reference to training or customer concerns. Demonstrate brand behaviors through daily interactions with colleagues, coworkers, customers and other employees Manage the Business/Transactions: Performs daily review, monitoring, and analysis of various reports, logs, and transaction data to identify trends, unusual activity, and monitor large currency activity; determines if transactions are suspicious in nature, such as kiting, significant changes in balances, cash structuring in deposits, loans payments, and certificate of deposit purchases, wire or ACH transfers, monetary instrument sales, new account openings, etc. Investigate and assess alerts relating to drug trafficking, money laundering, terrorist financing and other financial crimes via the SAR and High-Risk monthly dashboard by performing in depth research on both banking systems and other open and closed source systems. Each analyst must complete a minimum daily number of reviews. SAR Dashboard: 4-5 cases required to complete daily unless otherwise stated by the BSA Manager. High Risk Dashboard: 2-3 cases required to complete daily unless otherwise stated by the BSA Manager. Complete BSA/AML/OFAC training for a minimum of 1 hour on a monthly basis via the weekly wrap up assignments. Complete a minimum of 10 credit hours of continued education with the Association of Certified Anti-Money Laundering specialist or other industry specific training. Working alerts to make determinations if case is required, and then to further determine SAR/No SAR decisions as appropriate, and within department and regulatory guidelines. Review system generated alerts, assess impact to AML processes, conduct research as required, and document results in written format. Write suspicious activity reports, files CTR's, address sanctions alerts, and other applicable AML processes in accordance with regulations and time limitations. Writing suspicious activity reports as required by the Bank Secrecy Act and related Anti-Money Laundering laws. All other duties as assigned to support the needs of the Department and/or Business. Manage the Risk: Maintain current knowledge of all federal and state laws and regulations, along with the Bank’s policies and procedures. Monitors for any suspicious activity and prepares and files Suspicious Activity Report (SAR) as appropriate. Stay current with money laundering and terrorist financing behaviors, issues, policies, regulations, criminal typologies, industry best practices, and developing trends Complete all bank mandated training. What You Bring: Able to demonstrate excellent analytical, interpersonal, multi-tasking and written/verbal communications skills. Must be PC proficient with solid experience in Internet research, Excel, Word, e-mail, power point. Self-starter, fast learner and team player. Education: High School Diploma graduate or equivalent general education diploma with 2-3 years banking experience preferred in banking AML and compliance position. College degree in banking a plus Work Experience: Experience Details Licenses and Certifications: Licenses/Certifications Time Frame Required/ Preferred Certified Anti-Money Laundering Specialist (CAMS) Preferred Physical Requirements & Working Conditions: A thorough completion of this section is needed for compliance with legal standards such as the Americans with Disabilities Act. The physical requirements described here are representative of those that must be met by an employee to successfully perform the essential functions of this job. Physical Demand N/A Rarely: Less than 15% of Time Occasionally: 15% - 40% of Time Frequently: 40% - 70% of Time Constantly: More than 70% of Time Seeing: Must be able to read reports and use a computer X Hearing: Must be able to hear well enough to communicate to coworkers X Grasping / Feeling: Must be able to write, type, use phone X Lifting / Pulling / Pushing X Climbing / Stooping / Kneeling X Must be able to operate basic office equipment (PC, typewriter, fax, copier, and telephone) as well as new and emerging technology, including but not limited to smartphones, tablet devices, digital signage, and monitors. Must be proficient in Microsoft Office. This is Me! It is important to note that the job description above is intended to describe the general nature and expectation of work to be performed by employees and potential candidates and is not an exhaustive list of responsibilities, duties, and skills required. Additionally, it does not establish a contract for employment and is subject to change at the discretion of the Bank. Employees must remain in their respective position for a minimum of (1 year) with the exception of a promotional opportunity where the minimum qualifications have been attained. I acknowledge and accept this challenge and feel I am the most qualified candidate to fill this role. Moving forward, I am committed to remaining actively engaged in this organization and pledge to always consult the heart in matters concerning the Bank, demonstrating brand characteristics of AUTHENTICITY, COMPASSION, COURAGE and PERSEVERANCE WITH my team and all of our customers.

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Employee Name (Please Print) Date _____________________________________________ #J-18808-Ljbffr Bank Of Guam