Personal Lines Underwriter

Job Description Safepoint MGA is an admitted Property & Casualty insurance carrier seeking experienced Underwriters to support our Personal Lines Homeowners department. If you have a passion for risk analysis and a strong background in homeowners underwriting, we encourage you to apply. Why This Opportunity Stands Out Competitive, Transparent Pay: Qualified, seasoned Underwriters can earn a base salary of up to $70,000.00 annually. Sign-On Bonus: Qualified Underwriters are eligible to earn a $2,000.00 sign‑on bonus following their introductory period. Crowned One of Florida Trend’s Best Companies to Work For, 2025: We’re proud to be recognized for our standout workplace culture and employee satisfaction. Financial Stability and Employee Visibility: You’re not a number here. Join a financially solid, mission‑focused team where your contributions are noticed and your growth is supported. Job Summary Reviews applications, inspections, and endorsement requests to determine the eligibility of the property or request for coverage within the company guidelines. Duties and Responsibilities Reviews exterior inspection reports, new business submissions, risk alerts, and follow‑up tasks on accounts needing additional underwriting review/action. Reviews requests for underwriter cancellation or nonrenewal action, reinstatement requests, and endorsements for acceptability. Interprets manuals and contracts for multiple lines of business in multiple states. Researches and correctly enters information into the company policy administration system. Communicates effectively internally and externally, escalating issues when warranted. Adheres to the established productivity and quality metrics. Completes other tasks and projects as assigned. Essential Functions Assists internal service associates via telephone and e‑mail with exception requests beyond their authority level. Think critically, assess risk, and make informed decisions. Assists agents via telephone and e‑mail with new business exception requests. Provides feedback on submissions and documentation needed to make application or endorsement acceptable to the company. Obtains and maintains resident Property & Casualty insurance licensing through the Florida DFS, and reciprocal licenses in all 50 states in the continental United States. Qualifications 3‑5 years of underwriting experience for a carrier in property and casualty homeowners insurance. TXP&C Individual Producer license and reciprocal licenses in all 50 states. Thorough knowledge of the underwriting process and the analytics involved. Excellent communication and organizational skills. Advanced computer skills and strong systems knowledge. College degree preferred. Licensing Requirements Most organizations overseeing Property and Casualty licensure requirements, including the Florida Department of Financial Services, require individuals to answer background questions about criminal history and undergo fingerprinting as part of the licensing process. Obtaining applicable licensure is a requirement for this position. Physical Requirements While performing the duties of this job, the employee is regularly required to talk or hear. The employee frequently is required to stand; walk; use hands to type, handle, or feel; and reach with hands and arms. Working Conditions This job operates in a professional office environment. This role routinely uses standard office equipment such as computers, phones, copiers, filing cabinets, and fax machines. Immigration Sponsorship Safepoint MGA, LLC does not offer immigration sponsorship or support for this role. This includes serving as the immigration employer of record or providing documentation or assistance for work authorization processes now or in the future, including H‑1B, OPT, STEM OPT, CPT, J‑1, etc. Compensation and Benefits Market Competitive Wages commensurate with experience. Sign‑on bonus potential. Professional Development and Educational Assistance Programs. Safe Harbor 401(k) Plan with Immediate Vesting and an Automatic Company Contribution. Paid Time‑Off (Discretionary, PTO, Parental Leave, and others). Company Paid Holidays. Health Insurance. Dental Insurance. Vision Insurance. Short and Long Term Disability Insurance. Flexible Spending Accounts with Company Contribution. Health Savings Accounts with Company Contribution. Employee Life and AD&D Insurance. Dependent Life and AD&D Insurance. Free AAA Membership. Identity Theft Protection. Other Ancillary Insurance Benefit Programs. And more… EEO Statement Safepoint Insurance is an equal employment opportunity employer. We adhere to a policy of making employment decisions without regard to race, color, religion, sex, sexual orientation, national origin, citizenship, age, or disability. Your opportunity for employment with Safepoint depends solely on your qualifications. #J-18808-Ljbffr Role, Inc.