Payment Operations Specialist

Why Stifel Stifel strives for a culture that puts its clients and associates first: a culture where everyone belongs, everyone is welcome, and everyone contributes to the success of our clients, their careers, and the firm as a whole. Let's talk about how you can find your place here at Stifel, where success meets success. What You'll Be Doing The Payment Operations Specialist I supports the daily execution of payment processing activities, including transaction handling, reconciliations, and customer support. This role emphasizes accuracy, compliance, and adherence to operational procedures while contributing to the overall efficiency of the payment operations team. What We're Looking For Process various payment types (ACH, RTP, etc.) in accordance with established procedures. Perform daily reconciliations and assist in identifying discrepancies. Support resolution of payment issues and failed transactions. Respond to internal inquiries regarding payment status and procedures. Assist in identifying potential fraud or risk and escalate as needed. Maintain compliance with NACHA rules, Regulation E, and internal policies. Participate in team meetings and cross-functional collaboration. What You'll Bring Understand and comply with all regulations, including the Community Reinvestment Act, Bank Secrecy Act, Fair Credit Reporting Act, etc. Understand and comply with all NACHA rules and guidelines. Strong attention to detail and ability to follow procedures. Effective communication skills both verbal and written. Ability to consider the relative costs and benefits of potential actions to choose the most appropriate one. Education & Experience Minimum Required: High School Diploma or equivalent Minimum Required: No experience required, 1+ years' experience in payment operations preferred. Systems & Technology Proficient in Microsoft Word, Excel, Outlook About Stifel Stifel is more than 130 years old and still thinking like a start-up. We are a global wealth management and investment banking firm serious about innovation and fresh ideas. Built on a simple premise of safeguarding our clients' money as if it were our own, coined by our namesake, Herman Stifel, our success is intimately tied to our commitment to helping families, companies, and municipalities find their own success. While our headquarters is in St. Louis, we have offices in New York, San Francisco, Baltimore, London, Frankfurt, Toronto, and more than 400 other locations. Stifel is home to approximately 9,000 individuals who are currently building their careers as financial advisors, research analysts, project managers, marketing specialists, developers, bankers, operations associates, among hundreds more. Let's talk about how you can find your place here at Stifel, where success meets success. At Stifel we offer an entrepreneurial environment, comprehensive benefits package to include health, dental and vision care, 401k, wellness initiatives, life insurance, and paid time off. Stifel's bank and trust companies are equal opportunity employers. All candidates will be considered without regard to race, color, religion, sex, sexual orientation, gender identity, national origin, age, disability, marital status, veteran status, genetic information or any other protected characteristic under applicable law. If you would like more information regarding Equal Employment Opportunity rights and protections, please review the following information: Know Your Rights. Stifel is an Equal Opportunity Employer.