Credit Officer - To $110K + Bonus - Memphis, TN - Job # 3473

Credit Officer – To $110K + Bonus – Memphis, TN – Job # 3473

Who We Are

The Symicor Group is a boutique talent acquisition firm based in Lincolnshire, IL & Rockport, TX. Our nationally unique value proposition centers around providing the very best available banking and accounting talent. In fact, most of our recruiters are former bankers or accountants themselves!

We know how to evaluate the very best banking and accounting talent available in the market. Whether you are a candidate seeking a new opportunity or a bank or company president trying to fill an essential position, The Symicor Group stands ready to deliver premium results for you.

The Position

Our community bank client is seeking to fill a Credit Officer role in the Memphis, TN area.  The selected candidate will be responsible for managing the credit analysis and administration teams including recruitment, development, compensation, and performance management.

This position offers a competitive salary of up to $110K and a full benefits package. (This is not a remote position)

Credit Officer Officer responsibilities include:

• Developing department financial goals including credit quality, volume, and risk distribution.
• Providing recommendations on loan structure, terms, risk rating, and pricing.
• Presenting loans to the Bank’s Management Loan Committee and Directors Loan Committee for approval.
• Working with credit analysts and commercial lenders to ensure consistency and content of loan presentations.
• Implementing and monitoring credit policies and procedures with controls sufficient to maintain asset quality and credit risk management.
• Ensuring adherence to credit criteria, information guidelines, underwriting requirements, and performance expectations of the portfolio.
• Preparing and distributing reports related to loan quality and growth trends and loan product concentrations.
• Reviewing real estate data and assessing the impact on the Bank’s loan portfolio.
• Delegating assignments to balance workloads and meet customer expectations.
• Representing the Bank in communications with regulators, external loan review, auditors, and other parties.
• Participating in Bank committees including but not limited to Management Loan Committee and Directors Loan Committee.

Who Are You?

You’re someone who wants to influence your own development. You’re looking for an opportunity where you can pursue your interests and your passion. Where a job title is not considered the final definition of who you are, but merely the starting point for your future.

You also bring the following skills and experience:

• Bachelor’s degree required.
• Ten or more years of commercial banking.
• Ten or more years of progressive leadership experience required.
• Experience in credit administration, analysis, and risk mitigation with direct credit approval.
• Supervisory experience in commercial real estate, construction, and commercial and industrial lending.

The next step is yours. Email us your current resume along with the position you are considering to:

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