Sr. Business Analyst - Global Payment Network

Summary Sr. Business Analyst – Global Payment Network The Global Payment Network is a unique network built for global connectivity and partnership, operating through three leading payment brands: Discover Network, Diners Club International, and Pulse. Our analytics team transforms complex payment activity into actionable insights, supporting fraud prevention, merchant strategy, and partner performance. As a Senior Business Analyst at Capital One, you will apply strategic and analytical skills to major company challenges in a collaborative environment that values innovation and continuous learning. Responsibilities Identify business challenges and opportunities for improvement and provide strategic or tactical recommendations. Perform modeling and analytics to support new product and pricing strategies for lending products. Support direct-to-consumer marketing efforts for select products and design targeted insights for new customer experiences. Create credit risk models, test hypotheses, and monitor performance to improve consumer credit trends. Develop problem frameworks, hypotheses, solutions, and implementation plans with monitoring strategies. Collaborate across IT, Sales, Operations, Finance, and other Capital One teams to drive quality, volume, service, and profitability improvements. Basic Qualifications At least 2 years of professional experience performing analysis. Current or forthcoming bachelor’s degree in a quantitative field (Business, Finance, Accounting, Statistics, Economics, Operations Research, Analytics, Mathematics, Computer Science, Engineering, Information Systems) or equivalent. Strong quantitative orientation and concept‑driven analytical mindset. Excellent written and oral communication skills and the ability to influence decision makers. Demonstrated self‑directed problem‑solving and a results‑focused approach in fast‑paced, dynamic environments. Preferred Qualifications Master’s degree in Business or a quantitative field. 1+ year of experience in statistical model building. 1+ year of experience in market research. 1+ year of SQL querying experience. 2+ years of business analysis experience. 1+ year of consulting experience. Benefits Capital One offers a comprehensive, competitive benefits package that supports your overall well‑being, including health, financial, and other programs. Eligible employees may also earn performance‑based incentive compensation. Capital One is an equal‑opportunity employer committed to non‑discrimination in compliance with applicable federal, state, and local laws. #J-18808-Ljbffr