Senior Consumer Compliance & BSA / AML Audit

Job Description

Job Description

Senior Consumer Compliance & BSA/AML Audit  

Compensation: Competitive, commensurate with experience
Employment Type: Full-time, direct hire

Role Overview
This  senior-level audit professional is responsible for executing and supporting risk-based audits across financial crimes compliance and regulatory programs. The role focuses on evaluating internal controls, identifying regulatory risk, and supporting a robust internal audit framework aligned with the size and complexity of a multi-entity financial services organization.

The position partners closely with internal audit leadership, business stakeholders, and external audit resources to ensure compliance programs remain effective, defensible, and regulator-ready.

Key Responsibilities
*  Plan and execute risk-based internal audits related to BSA, AML, OFAC, and regulatory compliance
* Assess the design and operating effectiveness of internal controls supporting financial crimes programs
* Perform audit testing across areas such as sanctions screening, suspicious activity reporting, customer due diligence, enhanced due diligence, transaction monitoring, CTR processes, and information sharing requirements
* Support audits of consumer and regulatory compliance areas, including payment regulations, consumer protection, fair lending, and military protections
* Prepare clear, well-supported audit documentation and workpapers in accordance with internal audit standards
* Identify control gaps, process weaknesses, and compliance risks, and develop practical, risk-based recommendations
* Draft audit reports that clearly communicate issues, root causes, risk impact, and remediation expectations
* Review and validate management corrective action plans and monitor remediation progress
* Coordinate with external or co-sourced audit partners, including planning, scheduling, and information requests
* Collaborate effectively with audit team members and business partners across the organization
* Maintain awareness of regulatory developments, emerging risks, and industry best practices
* Adhere to professional auditing standards and internal policies
* Support additional audit initiatives and special projects as assigned

Required Qualifications
* Bachelor's degree in business, accounting, finance, or a related field
* Four to five years of progressive experience in internal audit, regulatory compliance, or public accounting within a regulated financial institution
* Strong working knowledge of financial crimes regulations and compliance frameworks
* Understanding of internal audit standards and risk-based audit methodologies
* Experience evaluating compliance programs and internal control environments
* Proficiency with Microsoft Office tools including Excel, Word, PowerPoint, and related productivity platforms

Preferred Credentials
* Professional certifications such as CIA, CAMS, CRCM, or similar, or a demonstrated plan to obtain certification
* Experience working with multi-entity or complex financial services environments
* Prior exposure to co-sourced or externally supported audit engagements

Core Competencies
* Strong analytical and critical thinking skills
* High attention to detail and documentation accuracy
* Clear, concise written and verbal communication
* Ability to manage multiple priorities and meet deadlines
* Professional judgment and objectivity
* Proven ability to safeguard confidential and sensitive information

Why This Role
This position offers the opportunity to play a key role in strengthening financial crimes and regulatory compliance oversight within a growing and complex organization. The role provides visibility, professional growth, and the ability to influence audit quality, regulatory readiness, and risk management practices.