Credit Analyst

Job Description

We are seeking a Credit Analyst to join a growing community banking team. This individual will partner closely with lenders and credit administration to underwrite and analyze commercial and consumer credits, ensuring high credit quality and regulatory compliance.


Key Responsibilities:

• Analyze financial statements, tax returns, and projections to assess borrower capacity.
  
  
• Prepare detailed credit memoranda with recommendations for approval/decline.
  
  
• Support loan officers in structuring transactions across CRE, C&I, SBA, and ag.
  
  
• Monitor ongoing credit relationships and identify early warning signs.
  
  
• Assist with portfolio reviews and regulatory exam preparation.
  
  

Qualifications:

• Bachelor’s degree in Finance, Accounting, or related field.
  
  
• 1-5 years of credit analysis or lending support experience.
  
  
• Strong knowledge of financial statement analysis and risk rating systems.
  
  
• Community banking or credit union experience preferred.
  
  

Apply confidentially: View email address on click.appcast.io

Compensation: $65,000 - $85,000 base, plus potential performance bonus

All qualified applicants will receive consideration without regard to race, age, color, sex (including pregnancy), religion, national origin, disability, sexual orientation, gender identity, marital status, military status, genetic information, or any other status protected by applicable laws or regulations. GPAC (Growing People and Companies) is an award-winning search firm specializing in placing quality professionals within multiple industries across the United States since 1990. We are extremely competitive, client-focused and realize that our value is in our ability to deliver the right solutions at the right time.