Senior Product Designer (Growth)

As one of the first pioneers of earned wage access, our passion at EarnIn is building products that deliver real-time financial flexibility for those with the unique needs of living paycheck to paycheck. Our community members access their earnings as they earn them, with options to spend, save, and grow their money without mandatory fees, interest rates, or credit checks.

We’re fortunate to have an incredibly experienced leadership team, combined with world-class funding partners like A16Z, Matrix Partners, DST, Ribbit Capital, and a very healthy core business with a tremendous runway. We’re growing fast and are excited to continue bringing world-class talent onboard to help shape the next chapter of our growth journey.

POSITION SUMMARY

We're looking for a highly creative and self-motivated Senior Product Designer to join EarnIn's Growth team. Growth owns the parts of the product that bring members in and bring them back: acquisition, onboarding, referrals, and winbacks. Most problems you'll take on start as a business bet with no spec and no known solution. You'll explore solutions quickly and react to counterintuitive data. AI is a core part of how you'll work. You'll use it to explore more directions, prototype faster, and raise the quality of what we ship, using your judgment to decide what great, innovative UX looks like. The Mountain View base salary range for this full-time position is $204,957 to $250,503, plus equity and benefits. Our salary ranges are determined by role, level, and location. This hybrid position is in Mountain View and requires 2 days of in-office work per week.

WHAT YOU'LL DO

• Take business hypotheses and explore distinct solutions on your own to support the different growth squads, and iterate based on data
• Bring the team clear recommendations, explain your reasoning, and use feedback to reach a decision
• Design toward a measurable outcome: know the hypothesis, the metric it should move, and the flows members use today
• Ship the fastest credible test of an idea, and drive it through blockers to launch with product, engineering, data, legal, and brand partners, while pushing design quality
• Read experiment results with the team, learn from the tests that lose, and update your understanding of our members to inspire new experiences
• Build working prototypes with AI tools to answer UX questions and compare solutions, and use static screens only where they're enough
• Write your own design playbook with new AI-assisted ways of working, and share what works with the design team
• Keep every experience clear and honest, because our members trust us with their money

WHAT WE'RE LOOKING FOR

• 4+ years of experience designing consumer digital products
• A portfolio that shows how you framed problems, the directions you explored, and the outcome your work moved. Include recent work that shows how you use AI in your process
• Experience on a growth or experimentation team: you've designed test variants, read the results, and iterated after a loss/learning
• Strong product sense and behavioral empathy: you can hypothesize why someone will or won't take an action, even when it is not obvious
• Craft that serves the problem: you care about the details that change whether a design works
• A bias for action with judgment: you'd rather have a valid test live this week than shipping something that doesn’t test the hypothesis, or a super polished design next month
• Comfort with ambiguity, and energy for open problems
• Daily use of AI tools in your design work, such as Claude, Cursor, or v0, and/or a method you built or adopted that made you faster or better
• Working prototypes as a normal part of your output, and curiosity about the technical skills that make you a better designer. No engineering background needed.
• Critical judgment of AI output: you stay accountable for the quality of the result
• Nice to have: front-end coding experience, conversion design for landing pages and onboarding, and experience in fintech or another regulated industry

#LI-Hybrid

At EarnIn, we believe that the best way to build a financial system that works for everyday people is by hiring a team that represents our diverse community. Our team is diverse not only in background and experience but also in perspective. We celebrate our diversity and strive to create a culture of belonging. EarnIn does not unlawfully discriminate based on race, color, religion, sex (including pregnancy, childbirth, breastfeeding, or related medical conditions), gender identity, gender expression, national origin, ancestry, citizenship, age, physical or mental disability, legally protected medical condition, family care status, military or veteran status, marital status, registered domestic partner status, sexual orientation, genetic information, or any other basis protected by local, state, or federal laws. EarnIn is an E-Verify participant.

EarnIn does not accept unsolicited resumes from individual recruiters or third-party recruiting agencies in response to job postings. No fee will be paid to third parties who submit unsolicited candidates directly to our hiring managers or HR team.

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For government reporting purposes, we ask candidates to respond to the below self-identification survey.Completion of the form is entirely voluntary. Whatever your decision, it will not be considered in the hiringprocess or thereafter. Any information that you do provide will be recorded and maintained in aconfidential file.

As set forth in EarnIn’s Equal Employment Opportunity policy,we do not discriminate on the basis of any protected group status under any applicable law.

If you believe you belong to any of the categories of protected veterans listed below, please indicate by making the appropriate selection.As a government contractor subject to the Vietnam Era Veterans Readjustment Assistance Act (VEVRAA), we request this information in order to measurethe effectiveness of the outreach and positive recruitment efforts we undertake pursuant to VEVRAA. Classification of protected categoriesis as follows:

A "disabled veteran" is one of the following: a veteran of the U.S. military, ground, naval or air service who is entitled to compensation (or who but for the receipt of military retired pay would be entitled to compensation) under laws administered by the Secretary of Veterans Affairs; or a person who was discharged or released from active duty because of a service-connected disability.

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A Note on AI in the Hiring Process:

EarnIn may use Artificial Intelligence (AI)-powered tools during the hiring process, including tools that (i) generate summaries or notes for interviewers, (ii) review resumes, (iii) assist with scheduling interviews, (iv) help identify themes across candidate responses and profiles for a given role, and (v) assist with populating the interview scorecard.

Final hiring decisions are made by human interviewers and hiring managers.

If you have any questions about the use of AI in our hiring process or if you would like to opt out, please follow the "Learn More" link below. Opting out will not negatively affect your candidacy or evaluation.