Credit Review Specialist - Commercial

Job Summary The Credit Review Specialist (CRS) – Commercial will report to a Commercial Credit Review Team Lead and perform activities to evaluate the credit risk embedded in Bank assets. The role requires an exceptional delivery track record in Commercial banking, portfolio management and continuous credit risk monitoring. Primary responsibilities include assessing the adequacy of portfolio management and credit risk monitoring activities performed by the commercial lines of business, aggregating observations into actionable recommendations, and conducting data testing and analysis in support of exams and validation exercises. Responsibilities Review, analyze, and assess commercial loans to ensure adequacy of credit process, portfolio management, and credit risk monitoring activities. This includes assessing timeliness of customer reporting receipt and review; timeliness of risk ratings; appropriateness of credit approval authority; accuracy of loan documents; and accuracy of reported obligor/obligation risk rating and other classifications. Participate in the annual review of commercial credit processes for financial statement spreading and lien perfection and contribute to a report of actionable recommendations. Conduct testing for validation of Credit Review issued findings. Effectively communicate and interface with Credit Review colleagues, business segment and credit support constituent colleagues, and other Risk Management colleagues. Compose memos, reports, and correspondence to colleagues. Manage multiple engagements/projects simultaneously. Perform other Credit Review continuous monitoring and/or targeted exam duties as assigned. Perform additional duties as assigned. Qualifications Basic: Bachelor’s degree; 3+ years of experience in Commercial banking; Working knowledge of MS Excel, Word and PowerPoint; Strong written and verbal communication skills. Preferred: 3+ years of experience in Commercial portfolio management/underwriting and/or risk management. Preferred degrees: Accounting, Finance, Economics, Business, Technical accounting (GAAP) or financial statement analysis knowledge. #LI-RP1 Workplace & Eligibility Exempt status: Yes (not eligible for overtime pay). Workplace type: Office. Certain positions outside our branch network may be eligible for a flexible work arrangement. Applicants must be currently authorized to work in the United States on a full‑time basis. Compensation & Benefits Compensation Range: $63,000–$124,000 Annual Salary. This range represents the anticipated low and high end of the base compensation for this position. Actual compensation will vary based on location, experience, and education. Colleagues in this position are also eligible to participate in an incentive compensation plan. Benefits include health insurance coverage, wellness program, life and disability insurance, retirement savings plan, paid leave programs, paid holidays, and paid time off (PTO). Huntington is an Equal Opportunity Employer. Tobacco-Free Hiring Practice: Visit Huntington's Career Web Site for more details. #J-18808-Ljbffr