Mortgage Loan Originator

Responsibilities Originates mortgage loans in an assigned metropolitan territory Takes applications, conducts preliminary underwriting reviews, submits loan applications to processing and underwriting for approval Follows up to ensure that documents required for processing, underwriting, and closing are secured in a timely manner from appropriate sources Customarily and regularly engaged in making and soliciting loan sales and conducting sales‑related activities away from U.S. Bank locations Requires National Mortgage Licensing System (NMLS) registration under the terms of the S.A.F.E. Act of 2008 and Regulation Z Requirements High school diploma or equivalent Typically at least one year of mortgage, sales, real estate, or banking experience Ability to travel Well‑developed sales ability Basic knowledge of pricing and underwriting requirements of various mortgage insurance companies Working knowledge of underwriting requirements for FNMA, FHLMC, FHA, VA, local bonding programs, and private investors Basic knowledge of local, state and national laws (e.g. zoning ordinances, Truth‑in‑Lending, RESPA, energy audit requirements, etc.) Ability to work independently Ability to analyze financial information Effective verbal and written communication skills Established referral base within assigned market preferred 2 years of mortgage loan origination experience with proven results #J-18808-Ljbffr