Sr. Mortgage Closing & Investor Delivery Specialist

Job Description

Job Description

ABOUT US: 

Pinnacle Mortgage Corp. delivers top-tier financial services with competitive rates. Our mortgage professionals prioritize personalized attention, ensuring tailored financial solutions for purchasing a home, refinancing, or consolidating debt. Unlike larger nationwide mortgage firms, we prioritize the security and confidentiality of your information. Our trusted reputation in the community reflects our dedication to maintaining client trust and confidentiality. 

POSITION PROILE: 

We are currently seeking a Senior Mortgage Operations Specialist to join the Pinnacle Mortgage Corp. team. The Senior Mortgage Operations Specialist is responsible for the successful funding, post-closing, investor delivery, and secondary market sale of residential mortgage loans. This role serves as a critical bridge between underwriting, closing, funding, investors, and capital markets, ensuring loans are funded accurately, delivered efficiently, and purchased timely.
The ideal candidate has hands-on experience in a non-delegated correspondent lending environment and possesses a strong understanding of warehouse lending, wire management, investor delivery requirements, trailing document administration, and secondary market operations. This individual owns the loan lifecycle from clear-to-close through investor purchase while maintaining compliance with regulatory, investor, and company requirements.
This position requires exceptional attention to detail, strong operational discipline, and the ability to manage multiple investor relationships

RESPONSIBILITIES:

• Coordinate and fund residential mortgage loan closings.
• Review Closing Disclosures and closing packages for accuracy and compliance.
• Initiate, verify, and reconcile wire transfers for loan fundings.
• Coordinate with settlement agents, title companies, investors, and internal teams to ensure timely closing
• Perform post-closing audits to verify document accuracy, completeness, and regulatory compliance.
• Review executed loan documents and identify/correct funding or documentation deficiencies
• Prepare, stack, image, and deliver closed loan files to investors for purchase review.
• Manage investor suspense items, purchase conditions, and exception requests.
• Track and obtain trailing documents, including recorded mortgages, final title policies, and mortgage insurance documentation.
• Administer MERS registrations, transfers, and related servicing requirements.
• Monitor loan purchase pipelines to ensure timely investor acquisition and warehouse line paydowns.
• Maintain accurate loan records within the Loan Origination System (LOS) and supporting platforms.
• Support quality control reviews, audits, and regulatory examinations.
• Ensure compliance with investor guidelines, agency requirements, and applicable federal and state regulations.
• Collaborate with processing, underwriting, closing, and capital markets teams to ensure efficient loan delivery.
• Assist with secondary market activities, including investor delivery and loan sale support.
• Maintain strong relationships with investors, settlement agents, and internal stakeholders.
• Meet funding, purchase, and post-closing deadlines while maintaining high levels of accuracy and service.

WHAT YOU NEED TO BE SUCCESSFUL:

• 3+ years of residential mortgage operations experience.
• Minimum 1 year of post-closing, investor delivery, or secondary market experience.
• Knowledge of mortgage funding, wire processing, and investor purchase requirements.
• Experience with Conventional, FHA, VA, and USDA loan products.
• Strong attention to detail and ability to manage multiple deadlines in a fast-paced environment.
• Proficiency with Calex Point or similar Loan Origination Systems (LOS).
• Excellent communication and problem-solving skills.
• NMLS licensing prefered

WHY PINNACAL MORTGAGE CORP:
Voted “BEST OF THE 603” Pinnacle Mortgage Corp. provides its full-time employees with an outstanding compensation and benefits package because we believe in valuing and investing in our team members. We understand that competitive compensation and comprehensive benefits not only attract top talent but also contribute to the overall well-being and satisfaction of our employees. By offering perks such as a company matching 401K plan, paid training opportunities, and robust healthcare coverage, including Medical, Dental & Vision, we aim to support our employees' financial security, professional growth, and overall quality of life.

Pinnacle Mortgage provides equal employment opportunities and non-discrimination for all employees and qualified applicants without regard to a person’s race, color, gender, age, religion, national origin, ancestry, disability, veteran status, genetic information, sexual orientation, or any characteristic protected under applicable law. Laborie is committed to providing access and reasonable accommodation in our services, activities, education, and employment for individuals with disabilities.