Benefits Representative

Medicare Benefits Representative (1099 Independent Contractor)

Position at AMBA

Location: Arizona (statewide, any city)

Compensation: Commission plus bonuses

Schedule: Self-managed with full-time effort required for success

About AMBA

For more than 65 years, AMBA has partnered with associations nationwide to deliver trusted insurance solutions to retired educators, state employees, military personnel, firefighters, law enforcement professionals, and other public servants. Today, we support more than 44 million members through 450-plus associations across all 50 states and Canada. In Arizona, AMBA is the exclusive benefits provider for the All Arizona School Retirees' Association. This exclusive association access supports both Annual Enrollment Period activity and year-round sales opportunities.

Why Partner with AMBA

• Association-Based Leads: Engage with members through exclusive association relationships. Leads are generated through workshops, events, referrals, and ongoing outreach, resulting in opportunities.
• Medicare-Focused Opportunity: AEP is a critical season for this role, with strong demand for Medicare Advantage expertise, supported by continued sales and servicing opportunities throughout the year.
• Purpose-Driven Work: Help retired public servants navigate Medicare and supplemental coverage with confidence and clarity.
• Entrepreneurial Independence: You manage your own schedule and daily activities. This is a full-time opportunity where consistent effort drives results and income.
• Agent Support: Access to onboarding resources, Medicare-specific education, compliance support, self-branded marketing materials, sales coaching, and business planning tools to support independent agents.

What You Will Do

• Conduct personalized consultations with association members via phone, Zoom, and in person.
• Educate members on Medicare Advantage plans, Medicare Supplement options, and retirement-focused insurance solutions.
• Leverage AEP as a primary selling season while maintaining year-round engagement with association members.
• Present at association workshops, chapter meetings, and educational events.
• Use a consultative approach to assess needs, explain options, and guide benefit decisions in a compliant manner.
• Participate in ongoing Medicare Advantage training and compliance support, including carrier and regulatory updates.

Who Thrives in This Role

• This opportunity is ideal for agents who have:
• An active Life and Health insurance license
• AHIP certification and Medicare Advantage experience strongly preferred
• Comfort with a fast-paced AEP selling environment
• An entrepreneurial and self-directed mindset
• Strong communication and relationship-building skills
• A passion for serving retirees and simplifying complex Medicare decisions
• Interest in growing within a highly regulated and evolving Medicare landscape

Compensation and Support

• Performance-based commissions with advanced payouts and lifetime vesting
• Uncapped earning potential. Typical first-year earnings range from $65,000 to $80,000, with top performers exceeding $90,000 in their first year.
• Monthly cash bonuses and performance incentives
• Travel incentives to destinations such as Maui, Ireland, Scotland, and Mexico
• Ongoing Medicare-focused training, onboarding resources, and compliance support
• Personalized mentorship from experienced local and national leadership
• Opportunities for long-term growth and advancement within a national organization

Apply Today

If you are AHIP-certified, Medicare-focused, and looking for a full-time opportunity that combines a strong AEP season with year-round association-based sales, apply today. Join a team committed to helping Arizona's retired public servants make confident Medicare decisions.