LOAN OFFICER

Description Loan Officers facilitate the lending process by interviewing applicants, analyzing financial data to determine creditworthiness and guiding customers toward a suitable product. Duties include: Loan Origination & Processing: Interview applicants, gather financial documentation, and process loan applications with accuracy. Underwriting & Analysis: Evaluate credit reports, income, and debt-to-income ratios to determine creditworthiness. Decisioning: Approve or deny loans within established lending authority limits. Customer Service & Counseling: Explain loan options, terms, and interest rates to consumers, helping them choose the right products. Sales & Business Development: Promote bank products to new and existing customers to meet financial goals. Be active in the community through involvement in civic organizations, boards and other activities. Compliance: Ensure all activities adhere to federal, state, and Bank policies. Perform other tasks as assigned. Southeastern Bank is an Equal Opportunity Employer Requirements High school diploma or equivalent 3+ years in customer service, banking or financial services Understanding of lending regulations, credit reports, and financial analysis Strong analytical ability, attention to detail, proficiency with loan origination software and other technology Excellent verbal/written communication skills Professionalism Preferred: Bachelor's degree in finance, business, or related field, and/or equivalent experience. #J-18808-Ljbffr SOUTHEASTERN BANK