Legal, PWM Mortgage Lending Attorney, Vice President, Dallas or New York

Legal, PWM Mortgage Lending Attorney, Vice President, Dallas or New York location_on Dallas, TX, United States We work at the intersection of finance and law, providing counsel and advice that support activities across the firm. We handle litigation and arbitration, perform research and due diligence, aid in financing and legal filings, deal with contracts and intellectual property rights that show our commitment to clients, shareholders, and regulators. Whether you’re an experienced attorney or a quick learner with a strong interest in financial law coupled with critical thinking skills, our dynamic group might be right for you. Role Overview and Responsibilities The Private Wealth Management (PWM) Legal team is seeking an experienced attorney to support the firm's residential mortgage lending business serving high-net-worth and ultra-high-net-worth clients. The attorney will serve as a primary legal advisor to the mortgage business across origination, modification, servicing, enforcement, and restructuring, with particular focus on mortgage documentation, entity formations, loan structuring, title and lien matters, collateral enforcement, and consumer lending regulations. Key responsibilities include: Advising mortgage origination, underwriting, servicing, operations, risk, compliance, and business stakeholders. Advising on jumbo mortgages, home equity lending, custom credit structures, and loans secured by complex real estate holdings. Reviewing loan agreements, notes, mortgages, deeds of trust, guarantees, consumer disclosures, and modification agreements. Advising on title, survey, lien priority, curative, and closing matters, including title defects, easements, encroachments, unreleased liens, and chain-of-title issues. Managing and partnering with external mortgage, title, and local counsel and settlement agents across jurisdictions. Advising on federal and state mortgage and consumer lending requirements, including ECOA/Regulation B, TILA, RESPA, Fair Housing Act, flood insurance, and related frameworks. Supporting regulatory examinations, audits, internal controls, and updates to policies and procedures. Advising on lending to private wealth clients using trusts, family offices, multilayered entities, and other complex ownership structures. Assisting with escalated servicing, default, enforcement, foreclosure, and loss-mitigation matters. Qualifications J.D. and active membership in at least one U.S. state bar. At least 5 years of experience advising mortgage lenders, banks, financial institutions, or private banking businesses. Significant residential mortgage experience across origination, documentation, servicing, enforcement, and collateral matters. Expertise in title review and curative matters, including title defects, lien priority, unreleased liens, trust and estate title issues, surveys, and closing concerns. Strong knowledge of ECOA/Regulation B and residential mortgage requirements, including TILA, RESPA, Fair Housing Act, flood insurance, UDAAP principles, and applicable state laws. Experience advising a regulated bank, preferably in private banking, wealth management, or a high-net-worth client business. Ability to provide practical, business-oriented advice while balancing legal, regulatory, reputational, and operational risk. Strong communication, collaboration, and problem-solving skills; experience managing outside counsel and advising senior stakeholders preferred. Preferred Experience Private banking or wealth management mortgage lending, including jumbo mortgages and ultra-high-net-worth clients. Familiarity with New York, California, Texas, and other key private banking market mortgage laws and practices. Experience with trusts, LLCs, family office, and other complex private wealth borrowing structures.

ABOUT GOLDMAN SACHS

At Goldman Sachs, we commit our people, capital and ideas to help our clients, shareholders and the communities we serve to grow. Founded in 1869, we are a leading global investment banking, securities and investment management firm. Headquartered in New York, we maintain offices around the world. We believe who you are makes you better at what you do. We're committed to fostering and advancing diversity and inclusion in our own workplace and beyond by ensuring every individual within our firm has a number of opportunities to grow professionally and personally, from our training and development opportunities and firmwide networks to benefits, wellness and personal finance offerings and mindfulness programs. Learn more about our culture, benefits, and people at GS.com/careers. We’re committed to finding reasonable accommodations for candidates with special needs or disabilities during our recruiting process. Learn more: Goldman Sachs is an equal opportunity employer and does not discriminate on the basis of race, color, religion, sex, national origin, age, veterans status, disability, or any other characteristic protected by applicable law. Healthcare & Medical Insurance We offer a wide range of health and welfare programs that vary depending on office location. These generally include medical, dental, short-term disability, long-term disability, life, accidental death, labor accident and business travel accident insurance. We offer competitive vacation policies based on employee level and office location. We promote time off from work to recharge by providing generous vacation entitlements and a minimum of three weeks expected vacation usage each year. Financial Wellness & Retirement We assist employees in saving and planning for retirement, offer financial support for higher education, and provide a number of benefits to help employees prepare for the unexpected. We offer live financial education and content on a variety of topics to address the spectrum of employees’ priorities. Health Services We offer a medical advocacy service for employees and family members facing critical health situations, and counseling and referral services through the Employee Assistance Program (EAP). We provide Global Medical, Security and Travel Assistance and a Workplace Ergonomics Program. We also offer state-of-the-art on-site health centers in certain offices. Fitness To encourage employees to live a healthy and active lifestyle, some of our offices feature on-site fitness centers. For eligible employees we typically reimburse fees paid for a fitness club membership or activity (up to a pre-approved amount). Child Care & Family Care We offer on-site child care centers that provide full-time and emergency back-up care, as well as mother and baby rooms and homework rooms. In every office, we provide advice and counseling services, expectant parent resources and transitional programs for parents returning from parental leave. Adoption, surrogacy, egg donation and egg retrieval stipends are also available. Benefits at Goldman Sachs Read more about the full suite of class-leading benefits our firm has to offer. #J-18808-Ljbffr Goldman Sachs