Senior Underwriter, Retail Property

Senior Underwriter, Retail Property

At AIG, we are reimagining the way we help customers to manage risk. Join us as a Senior Underwriter, Retail Property to play your part in that transformation. It's an opportunity to grow your skills and experience as a valued member of the team.

Make your mark in Underwriting, Retail Property

AIG underwriting teams help to find insurance solutions in areas including Financial Lines, Property, Casualty, Specialty Lines, Cyber, Multinational Clients, and High Net Worth individuals. We are reimagining how we help customers to manage risk, transforming our operating model, and reshaping our role responsibilities and career pathways. The goal is to unlock the full potential in each colleague empowering our people to grow as insurance professionals and add more value to our customers and AIG.

How you will create an impact

Reporting to the Zonal Underwriting Manager or Underwriting Manager, this position underwrites assigned risks under general direction. Has a greater underwriting authority and handles large accounts and/or more complex risks.

• The role will be responsible for underwriting Retail Property products.
• Communicate risk appetite and Retail Property Value Proposition to brokers.
• Collaborate with Distribution, Territory Managers, and other line(s) of business underwriters to target desirable accounts and cross selling opportunities from brokers.
• Rapidly evaluate, prioritize and select submissions to be underwritten.
• Recognize and create cross selling opportunities for other AIG General Insurance products.
• Work with brokers to understand deal structures, terms, and AIG Services that best meets clients' needs.
• Negotiate pricing, terms & conditions, and deal structure with brokers and clients.
• Participate in special underwriting projects as needed.
• Develop strong, long term relationships with brokers and clients to profitably grow a book of business.
• Working with their manager, develop an individual business plan that is in line with product strategies.
• Responsible for maintaining risk selection in adherence with product guidelines and for achieving rate, renewal retention and new business goals.
• Provide mentoring and training to less experience underwriters
• Provide superior customer service to brokers and clients.

What you'll need to succeed

• Minimum 3+ years of Commercial Insurance Company, Agency or Brokerage experience.
• Bachelor's degree from a four-year college or university.
• Proven ability to build and maintain strong professional relationships.
• Advanced working knowledge of lines of business in a specific Retail Property line of business including product features, forms, regulatory environments, and risks etc.
• Demonstrated sales, marketing, and relationship building experience.
• Very strong verbal and written communication skills.
• Highly motivated and results-oriented.
• Ability to work in dynamic, rapidly changing environment, adapting to changing requirements and collaborating with a wide range of colleagues to quickly deliver solutions.
• Willingness to be flexible, learn on the job, and maintain a can-do attitude.
• Comfort with analytical tools and technology.

For positions based in San Francisco, California, the base salary range is $84,000- $108,000 and the position is eligible for a bonus in accordance with the terms of the applicable incentive plan.

If your compensation expectations are above the posted range, we still encourage you to applyyour unique background matters to us. In addition, we're proud to offer a range of competitive benefits, a summary of which can be viewed here: US Benefits Overview.