Credit Analyst

Dieterich Bank is looking for a Credit Analyst to join our team at our Corporate Center in Effingham, IL. Credit Analysts are responsible for analyzing and monitoring creditworthiness of existing and potential customers. A main aspect of this position is performing underwriting and analysis for prospective or existing commercial borrowers whose exposure is typically in excess of $1,000,000. The Credit Analyst determines the level of risk and assists the loan officers and Directors' Loan Committee in deciding if a loan or line of credit will be granted. This position's primary duty consists of the exercise of discretion and independent judgment with matters of significance in reference to credit and lending. Qualifications: Bachelor's degree in finance, accounting, or related field 3-5 years of experience working in a position similar to that of a credit analyst Great analyzing, deductive reasoning, and decision-making skills Ability to meet deadlines, have time management, and communicate effectively (both verbal and written) Understanding and experience analyzing with financial statement and tax returns Must demonstrate our core values of Integrity, Value, Service Excellence, & Teamwork. About us: Dieterich Bank has approximately $1.5 billion in assets with 16 locations in South Central Illinois and the Metro East region, as well as a loan production office in South County, St. Louis. Dieterich Bank is honored to be one the best places to work in Illinois voted eight years in a row. We realize that you're not just looking for a job, but more specifically, a job you feel good about. We understand we all have commitments outside of work and Dieterich Bank makes it a priority to provide a fun, family-friendly, work-life integration environment to our employees. Perks of the job: Group Health Insurance Group Dental & Vision Insurance Life, AD&D & LTD Insurance 401(k) Plan - Employer matching available Employee Assistance Program+ Discretionary Profit Sharing Plan Discretionary Bonus Plan Profit Sharing Plan Paid Time Off (Holidays, sick time, personal time, and vacation) 8 hours of paid time volunteer with a charity of their choice. Work Schedule: This position will be based in an office setting at our Corporate Center in Effingham, IL and typically requires 40 hours each week with work typically being competed between 8 a.m. and 5p.m. Evenings and weekends may be necessary to fit customers' needs and/or complete work. Travel to meet with clients at their convenience and location will be necessary. Dieterich Bank is an EEO/AA/Vet/Disability Employer. #J-18808-Ljbffr Dieterich Bank