Mortgage Processing Assistant - Front

Mortgage Processing Assistant - Front

Compensation: $40,000 in base plus bonus

At American Financing, we're innovators with imagination. We do what it takes to help customers achieve their financial goals. And we stay ahead of the competition by challenging ourselves to become more efficient. We are one of the fastest-growing national mortgage lenders because we don't follow the status quo. See what it's like to work for a national mortgage lender that truly values its employees. Wherever your passions lie, you can find rewarding work and new opportunities here. Casual work environment Hybrid schedule for local employees Family-owned, Customer-focused Denver Post Top Workplace Top 50 Family-Owned Business Best of Colorado Business Inc. 5000 Fastest-growing Private Company

Job Summary

This position supports AFC's loan processors by reviewing loan files for issuance of a pre-approval, while helping to maintain data integrity and requesting necessary third party items to make automated underwriting approval decisions.

What You Will Bring

Two years recent experience, mortgage background, well versed in conventional, FHA, VA lending practices and DU & LP automated underwriting systems. Extensive knowledge of multiple income types including Schedule C, 1120's & 1065's/calculating income for each. Must have ability to work in a fast-paced environment and multitask, managing multiple, changing priorities. Prolonged periods of sitting at a desk and working on a computer, up to 8+ hours in a shift, including visual acuity to work on two computer monitors and hand movement to use keyboard for typing and mouse for system navigation.

Duties And Responsibilities

Procures verification's for credit items which include but are not limited to employment, assets, credit reports, etc. Maintain a secure environment for loan process files. Good moral ethics/conduct. Reviews documentation and provides conditions for automated loans approvals needed to comply with underwriting guidelines. Analyzes and interprets financial data to fit established standards set by the industry. Ensures that all necessary disclosures (state, federal and company specific) are provided to the client as required. Communicates any concerns on possible misrepresentation or fraudulent documentation/activity expeditiously to compliance/processing management. Ensures that the quality of loans submissions is consistent with maintaining the efficiencies of the loan file flow. Assists with problem solving when issues arise that involve the successful closing of the requested residential loan. Maintaining borrower contact if necessary to obtain required items to make a decision on an automated loan approval.

Medical, dental, vision, 401k Paid time off and sick days Paid holidays Long-term paid disability Paid maternity and bonding leave Full desk equipment provided American Financing Corporation (AFC) is an Equal Opportunity Employer. AFC does not discriminate on the basis of race, religion, color, sex, gender identity, sexual orientation, age, non-disqualifying physical or mental disability, national origin, veteran status or any other basis protected by law. All employment is decided on the basis of qualifications, merit and business need. Equal Opportunity Employer This employer is required to notify all applicants of their rights pursuant to federal employment laws. For further information, please review the Know Your Rights notice from the Department of Labor.