Underwriting Director, Inland Marine & Property

IAT Insurance Group has an immediate opening for an Underwriting Director, Inland Marine & Property from our Naperville or Rolling Meadows, Illinois location. We’re looking for an experienced Inland Marine & Property Underwriting Director to step into a visible, impact-driven role. This is not a maintenance-only seat. You’ll own and grow a book while helping us expand our footprint—bringing ideas, new relationships, and underwriting expertise that move the business forward. This role works a hybrid schedule that requires working from the office Monday through Wednesday, with the option of working Thursday and Friday remotely. Responsibilities: Own and actively grow a profitable book of inland marine and property business across the region Build and strengthen agency relationships to drive consistent, high-quality new business flow Evaluate risks, pricing, and coverage structures using experience and judgment, knowing when to lean in and when to walk away Analyze submissions, loss history, exposure changes, and external data to make informed, disciplined underwriting decisions Set pricing that reflects the risk, using advanced loss analysis and sound judgment aligned with company strategy Structure deals creatively when needed, using coverage features, deductibles, or reinsurance to meet both client and company goals Interpret policies and contracts clearly, providing guidance to brokers and internal partners, including claims when questions arise Meet in person with distribution partners a minimum of 5 times per month. These visits keep us close to market activity, sharpen our read on emerging trends, and ensure our partners understand where we're focused and why. Perform other duties as needed Qualifications: Must-Have: Bachelor’s degree in Risk Management, Finance, Business, Economics, or a related field 7+ years of inland marine and/or property underwriting experience Strong understanding of the insurance marketplace, including inland marine and property products, pricing, and competitive dynamics Proven ability to develop broker relationships that support both new and renewal business opportunities Confidence in risk selection, pricing, and structuring deals, including the use of deductibles, coverage features, or reinsurance where appropriate To qualify, applicants must be authorized to work in the United States and must not require VISA sponsorship, now or in the future, for employment purposes Preferred to Have: Industry designations CPCU, ARM, or AU Master’s Degree Exposure to loss control or risk engineering—you think beyond the submission and into the actual risk All qualified applicants will receive consideration for employment without regard to race, color, religion, sex, sexual orientation, gender identity, national origin, disability, or status as a protected veteran. We maintain a drug-free workplace and participate in E-Verify. Compensation: Please note, that the annual gross salary range associated with this posting is $82,960 – $200,500. Actual salaries will vary based on factors such as a candidate's qualifications, skills, competencies, and geographical location related to this specific role. The total compensation will include a base salary, performance-based bonus opportunities, 401(K) match, profit-sharing opportunities, and more. To view details of our full benefits, please visit: IAT Insurance Group is the largest private, family-owned property and casualty insurer in the U.S. Insurance Answers Together® is how we define IAT, in letter and in spirit. We work together to provide solutions for people and businesses. We collaborate internally and with our partners to provide the best possible insurance and surety options for our customers. At IAT, we’re committed to driving and building an open and supportive culture for all. Our employees propel IAT forward – driving innovation, stable partnerships and growth. That’s why we continue to build an engaging workplace culture to attract and retain the best talent. We offer comprehensive benefits like: 26 PTO Days (Entry Level) + 12 Company Holidays = 38 Paid Days Off 7% 401(k) Company Match and additional Profit Sharing Hybrid work environment Numerous training and development opportunities to assist you in furthering your career Healthcare and Wellness Programs Opportunity to earn performance-based bonuses College Loan Assistance Support Plan Educational Assistance Program Mentorship Program Dress for Your Day Policy All qualified applicants will receive consideration for employment without regard to race, color, religion, sex, sexual orientation, gender identity, national origin, disability, or status as a protected veteran. We maintain a drug-free workplace and participate in E-Verify. IAT is the largest private, family-owned property and casualty insurer in the U.S. Insurance Answers Together® is how we define IAT, in letter and in spirit. We work together to provide solutions for people and businesses. We collaborate internally and with our partners to provide the best possible insurance and surety options for our customers.