Credit Analyst

Job Description

Commercial Credit Analyst | Banking

A community bank is seeking a Commercial Credit Analyst to evaluate lending requests and help make sound credit decisions. This role is a fit for someone who enjoys working with financial statements, identifying risk, and turning detailed analysis into clear recommendations.



What you’ll do

• Analyze business and personal financial statements, tax returns, and cash flow to assess repayment capacity.
  
  
• Evaluate collateral, guarantor strength, loan structure, and key risks.
  
  
• Prepare credit memos and recommendations for lenders and credit approval.
  
  
• Complete annual reviews, renewals, and ongoing portfolio analysis.
  
  
• Work with lenders to gather information and resolve questions during underwriting.
  
  

What we’re looking for

• Experience in commercial credit analysis or underwriting at a bank or credit union.
  
  
• Strong financial analysis, cash flow, and credit writing skills.
  
  
• Ability to explain risks and support a credit recommendation with sound reasoning.
  
  
• Careful attention to detail and the ability to manage multiple requests.
  
  
• Experience with C&I, commercial real estate, or agricultural credits is welcome.
  
  

Interested in a confidential conversation? Apply through this posting or contact:


Caroline Larkin
Executive Search Recruiter | Banking & Financial Services
View email address on click.appcast.io


All inquiries will be handled confidentially.

All qualified applicants will receive consideration without regard to race, age, color, sex (including pregnancy), religion, national origin, disability, sexual orientation, gender identity, marital status, military status, genetic information, or any other status protected by applicable laws or regulations. GPAC (Growing People and Companies) is an award-winning search firm specializing in placing quality professionals within multiple industries across the United States since 1990. We are extremely competitive, client-focused and realize that our value is in our ability to deliver the right solutions at the right time.