MORTGAGE LOAN OFFICER AT Q KAPITAL GROUP

Job Description

Job Description

Mortgage Loan Officer – Q Kapital Group

Location: Miami, FL
Type: Full-Time | On-site / Hybrid
Compensation: Salary + Commission or Full Commission (no cap)

About Q Kapital Group

Q Kapital Group is a Miami-based mortgage lender specialized in Foreign National, Domestic, Non-QM, DSCR, and Commercial loans . We serve international buyers, U.S. residents, investors, and developers across South Florida, offering flexible financing solutions for residential and commercial real estate.

Why Join the Q Kapital Team

• Preferred lender relationships with national developers such as Lennar and DR Horton
• Direct access to luxury condominium projects across Miami, Brickell, Sunny Isles, Bal Harbour, Aventura, and Downtown
• Participation in top real estate and construction networking events , including The Real Deal events and FAMP conferences
• Steady flow of qualified domestic and international leads
• Opportunity to originate residential and commercial loans
• Strong brand recognition in niche and complex loan structures
• In-house processing and execution support so LOs focus on production
• Clear growth path with flexible compensation options

OPTION 1: Junior / Entry-Level Mortgage Loan Officer

(No experience required)

Responsibilities

• Support senior LOs with residential and commercial loan origination
• Learn Foreign National, Domestic, Non-QM, DSCR, and Commercial products
• Assist with client communication, documentation, and follow-ups
• Support pipeline management and deal execution

Requirements

• Florida MLO license or willingness to obtain
• Strong communication and organizational skills
• Sales mindset and willingness to learn
• English/Spanish preferred

Compensation

• Base salary + commission, or
• Full commission after ramp-up

OPTION 2: Senior Mortgage Loan Officer

(Experience required)

Responsibilities

• Originate and close residential and commercial mortgage loans
• Advise domestic, foreign national, and investor clients
• Structure Non-QM, DSCR, and commercial transactions
• Build and manage relationships with realtors, developers, attorneys, and investors
• Meet monthly and quarterly production goals

Requirements

• Active Florida MLO license (NMLS)
• 2+ years mortgage origination experience
• Experience with Non-QM, DSCR, Foreign National, or Commercial loans preferred
• Bilingual English/Spanish required (Portuguese a plus)

Compensation

• Salary + commission, or
• Full commission (high splits, no cap)

Q Kapital Group offers a professional, entrepreneurial platform for loan officers seeking deal flow, execution, and growth in both residential and commercial lending.