Remote Mortgage Underwriter

Description

To evaluate and underwrite all mortgage loan types offered by the client according to specific state and federal requirements to limit the risk exposure to the client's mortgage portfolio.

Skills

Underwriting, mortgage, loans, appraisal, equity, debt to income rations

Description

To evaluate and underwrite all mortgage loan types offered by the client according to specific state and federal requirements to limit the risk exposure to the client's mortgage portfolio.

Skills

Underwriting, mortgage, loans, appraisal, equity, debt to income rations

No time off during training period.

• Title: Real Estate Lending – Specialist / Mortgage Underwriter

• Start Date: 8/17

• Shift (Time): 8:00am – 4:30pm (In your respective time zone)

• Overtime: Overtime will be available when there is a business need

• The expectation is that this is an open-ended contract and not necessarily a contract-perm situation.

• Please note that hybrid requirement does not apply to candidates that are not within a 60-mile commutable distance to a training facility ( Facilities are located in: Vienna, VA | Winchester, VA | Pensacola, FL and Coppell, TX)

Job Description:

• Per the Business Unit: Applicants must have UW experience. Experience in Equity Underwriting would be beneficial as well, but this can be trained if they have UW experience.

Job Description:

• Extensive Mortgage Underwriting or Loan Processing experience. Analyze loans to make a valid recommendation.

• True underwriting experience, calculating income and/or VA SAR ability.

• Ability to do a manual underwrite

• The system pulls red flags to deny loans; ex. Credit, income liabilities etc. they get about 300-400 per day. This team would manage that specific case load, identify which ones have the potential to clear and pass it along to a higher-level UW.

• Review collected documentation against company, NCUA, USPAP and all other relevant industry loan acceptance guidelines

• Review contracts related to real estate, such as age restrictions, HOAs, etc.

• Work closely and collaborate with loan originator and processor to ensure all appropriate data is obtained

• Collaborate with Mortgage leadership and participate in mentoring sessions for Mortgage Processors, Mortgage Closers, and Mortgage Loan Officers

• Maintain current knowledge of all company mortgage products and any changes to guidelines by company, investor, or government agencies that impact the processing of mortgage loan products

Additional Skills & Qualifications:

· Must have at least 1 year of Mortgage Underwriting experience

· Knowledgeable of the Mortgage Industry

· Familiar with agency guidelines i.e. Fannie, Freddie, VA

· Ability to quickly adjust

· Quick decision making

· Comfortable with conditions, especially DU conditions

· Familiar with/ability to calculate income

· Experience reviewing CBR's

· Experience in a production-based environment

Top Skills Details:

Conventional, FHA, VA, desktop underwriter/processing experience (certifications are preferred, not required)

Work environment:

Hybrid or Remote depending on location

Pay range listed is based on years of experience

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Job Type & Location

This is a Contract position based out of Trenton, NJ.

Pay and Benefits

The pay range for this position is $22.02 - $39.93/hr.

Eligibility requirements apply to some benefits and may depend on your job classification and length of employment. Benefits are subject to change and may be subject to specific elections, plan, or program terms. If eligible, the benefits available for this temporary role may include the following: • Medical, dental & vision • Critical Illness, Accident, and Hospital • 401(k) Retirement Plan – Pre-tax and Roth post-tax contributions available • Life Insurance (Voluntary Life & AD&D for the employee and dependents) • Short and long-term disability • Health Spending Account (HSA) • Transportation benefits • Employee Assistance Program • Time Off/Leave (PTO, Vacation or Sick Leave)

Workplace Type

This is a hybrid position in Trenton,NJ.

Application Deadline

This position is anticipated to close on Jul 13, 2026.

About TEKsystems

We're partners in transformation. We help clients activate ideas and solutions to take advantage of a new world of opportunity. We are a team of 80,000 strong, working with over 6,000 clients, including 80% of the Fortune 500, across North America, Europe and Asia. As an industry leader in Full-Stack Technology Services, Talent Services, and real-world application, we work with progressive leaders to drive change. That's the power of true partnership. TEKsystems is an Allegis Group company.

The company is an equal opportunity employer and will consider all applications without regards to race, sex, age, color, religion, national origin, veteran status, disability, sexual orientation, gender identity, genetic information or any characteristic protected by law.

About TEKsystems and TEKsystems Global Services

We’re a leading provider of business and technology services. We accelerate business transformation for our customers. Our expertise in strategy, design, execution and operations unlocks business value through a range of solutions. We’re a team of 80,000 strong, working with over 6,000 customers, including 80% of the Fortune 500 across North America, Europe and Asia, who partner with us for our scale, full-stack capabilities and speed. We’re strategic thinkers, hands-on collaborators, helping customers capitalize on change and master the momentum of technology. We’re building tomorrow by delivering business outcomes and making positive impacts in our global communities. TEKsystems and TEKsystems Global Services are Allegis Group companies. Learn more at TEKsystems.com.

The company is an equal opportunity employer and will consider all applications without regard to race, sex, age, color, religion, national origin, veteran status, disability, sexual orientation, gender identity, genetic information or any characteristic protected by law.

San Francisco Fair Chance Ordinance: Pursuant to the San Francisco Fair Chance Ordinance, for all positions located in the city and county of San Francisco, we will consider for employment qualified applicants with arrest and conviction records.

Massachusetts Lie Detector: It is unlawful in Massachusetts to require or administer a lie detector test as a condition of employment or continued employment. An employer who violates this law shall be subject to criminal penalties and civil liability.

Use of Artificial Intelligence (AI): We may use Artificial Intelligence (AI) to support parts of our hiring process, including sourcing, screening, and evaluating candidates. AI helps assess applications and qualifications, but final decisions are made by our hiring team. By applying, you acknowledge and agree that your application may be reviewed using AI tools.