Digital Banking Product Owner - Assistant Vice President

Digital Banking Product Owner – Assistant Vice President, Wealth Management Platforms Morgan Stanley is building an industry-leading digital banking and cash management platform that leverages cutting‑edge technology to provide clients with self‑service capabilities to manage their wealth and personal finances in one central location. The Digital Platforms team is seeking a high-performing Digital Banking Product Owner to lead technology initiatives that bring new products to market for both the Morgan Stanley and E*TRADE client‑facing platforms across web and mobile. Responsibilities Work in a fast‑paced environment designing new and improved banking technology for clients (mobile apps, websites, embedded AI, etc.). Design innovative new products with market‑leading competitive advantages that revolutionize how people manage and spend their money. Create a vision, strategy, and roadmap for digital banking product offerings. Deliver new products by partnering directly with technology, business, and operations teams to define and write requirements, manage the overall project plan, and execute deliverables. Lead client research, requirements development, and user experience design for new digital products. Support usability testing and translate findings into product improvements that drive increased adoption. Research and analyze the digital banking and wealth management industries, with a focus on cash management and digital payments. Present findings to executive management, and drive change execution aligned with Wealth Management priorities. Qualifications 3‑5 years of professional experience in wealth management, retail banking, and/or consumer financial technology. 3+ years of professional experience in technology product management and design. Software development lifecycle experience preferred. BA/BS required; MBA (or advanced degree) preferred. Deep understanding of web and mobile technologies. Deep understanding of retail banking competitive landscape and emerging technologies. Sharp focus on usability and design. Excellent relationship‑building capabilities with internal and external partners. Understanding of banking business risk and control mechanisms. Independent initiative and ability to operate in a fast‑paced environment. Strong attention to detail in both technical and non‑technical capacities. Strategic thinker able to define and evaluate alternatives, and translate goals into specific project tasks. Excellent communicator with solid written and verbal presentation skills. Solid business understanding to align product goals with organizational objectives. Effective communication to collaborate and influence junior team members and stakeholders. Analytical skills to dive deep into data, identify trends, and inform product decisions. Technical proficiency to understand the development process and support implementation. Problem‑solving ability to navigate challenges and refine solutions. Team collaboration to work closely with cross‑functional teams and foster a productive environment. Compensation and Benefits Expected base pay ranges between $85,000 and $140,000 per year. Total compensation may include commission earnings, incentive compensation, discretionary bonuses, and other short‑ and long‑term incentive packages. Morgan Stanley also offers a comprehensive benefit program to support employees and their families. EEO Statement Morgan Stanley is an equal opportunity employer committed to building and maintaining a workforce that is diverse in experience and background. Our recruiting efforts reflect our strong commitment to a culture of inclusion, where individuals are hired, developed, and advanced based on their skills and talents. For more information, please visit #J-18808-Ljbffr Morgan Stanley