Chief Financial Officer

We’re seeking a Chief Financial Officer who can balance big-picture financial strategy with hands‑on execution and steady executive leadership. Reporting to the President & CEO, the CFO will serve as a trusted advisor to the Board of Directors and Executive Leadership Team while leading financial strategy, balance sheet management, capital planning, regulatory reporting, risk management, and long‑term financial performance.

This role offers broad executive scope beyond traditional finance, including oversight of Five Nine Wealth Management and Property Management. The ideal candidate will bring deep technical financial expertise, sound judgment, executive presence, and a leadership style that is collaborative, humble, direct, and relationship‑driven.

What Makes This a Great Opportunity

This is a rare opportunity to step into a visible, influential CFO role at a financially strong, growth‑oriented community bank with deep roots, stable leadership, and a clear mission. Bank Five Nine combines the relationship focus of a community bank with the complexity of a larger financial institution, including a national commercial lending platform. As CFO, you’ll be a trusted partner to the President & CEO, Board, and Executive Leadership Team, helping shape the Bank’s financial strategy, balance sheet performance, risk management, business line growth, and long‑term sustainability.

This is an opportunity for a CFO who wants meaningful executive influence, broad business scope, and the chance to help steward a respected community bank with a longstanding reputation and a mission of Making Lives Better. The right leader will join a culture grounded in respect, integrity, humility, passion, and a genuine commitment to customers, employees, shareholders, and communities.

What You’ll Do

• Serve as a strategic financial advisor to the President & CEO, Executive Leadership Team, and Board of Directors.
• Lead financial strategy, capital planning, budgeting, forecasting, and long‑term financial planning.
• Oversee balance sheet strategy, asset/liability management, liquidity, funding, interest rate risk, and net interest margin optimization.
• Ensure accurate, timely, and compliant financial reporting, including GAAP reporting, regulatory filings, audits, tax filings, and examinations.
• Prepare and present clear, actionable financial insights, trends, risks, and opportunities to executive leadership and the Board.
• Evaluate the financial impact of strategic initiatives, new products, technology investments, growth opportunities, and operational efficiency initiatives.
• Provide executive leadership and oversight for key enterprise areas, including Wealth Management and Property Management.

Must-haves

• Bachelor’s degree in Accounting, Finance, Economics, or a related field.
• Minimum of 10 years of progressive financial leadership experience in banking or a closely related regulated financial services environment.
• Significant experience with ALM, liquidity management, investment portfolio oversight, capital planning, balance sheet strategy, budgeting, forecasting, and regulatory reporting.
• Strong knowledge of GAAP, banking regulations, community bank financial operations, internal controls, audits, tax filings, and regulatory examinations.
• Prior executive or senior leadership experience, including regular interaction with executive teams and Boards of Directors.
• Ability to translate complex financial information into clear, actionable executive‑ and Board-level insights.
• Proven leadership skills, high ethical standards, sound judgment, and the ability to balance strategic perspective with hands‑on execution.

Nice-to-haves

• CPA designation.
• Graduate banking education or equivalent advanced financial leadership development.
• Experience in a community bank of similar size, complexity, or growth orientation.
• Experience overseeing or partnering closely with wealth management, trust, investment advisory, or fee‑based financial services businesses.
• Experience with property, facilities, insurance, or enterprise‑level capital investment decisions.
• Strong community banking network, civic involvement, or demonstrated commitment to community engagement.