Senior PC Insurance Product Management Specialist

divh2Senior Property Casualty Insurance Product Manager Personal Lines/h2pCapgemini is a leading technology consulting company specializing in insurance product innovation, technology modernization and operational transformation. We partner with top-tier U.S. insurers to enhance personal lines product portfolios, drive growth, and modernize operations./ppWe are seeking a Senior Property Casualty Insurance Product Manager Personal Lines with expertise in product rationalization, new product development, product run-offs, regulatory strategy, InsurTech enablement, and claims transformation. This role requires deep industry knowledge and strategic consulting skills to advise insurers on optimizing personal lines products, navigating compliance requirements, and implementing emerging technologies./ppKey responsibilities include leading product portfolio optimization, rate filings, and competitive market assessments. The candidate will also drive digital transformation initiatives, evaluating InsurTech solutions such as telematics-based pricing, AI-driven claims automation, and predictive analytics for risk segmentation. Additionally, they will support regulatory advisory projects, ensuring compliance with state DOI regulations, NAIC model laws, and evolving legislative changes./ppThe ideal candidate will have 10+ years of PC insurance product management or consulting experience, strong expertise in personal lines pricing, underwriting, and compliance, and familiarity with technology platforms like Guidewire, Duck Creek, and Majesco. Preferred qualifications include CPCU, AINS, ARM, Lean Six Sigma, or PMP certifications./ppThis is an exciting opportunity to work with leading insurers on high-impact projects, leveraging data-driven strategies and InsurTech solutions to reshape the future of personal lines insurance. Join us and contribute to strategic innovation, regulatory excellence, and digital transformation in the insurance industry./ppstrongKey Responsibilities:/strong/ppThe key responsibilities of this role will include supporting Client and Internal Project Teams with a mix of the following capabilities:/ppstrongStrategic Consulting Client Advisory/strong/pulliAct as a trusted advisor to top-tier insurers on personal lines insurance products, including homeowners, auto, renters, and umbrella./liliLead product rationalization efforts, optimizing insurers portfolios to reduce complexity, enhance profitability, and improve customer experience./liliDrive new product development, leveraging telematics, usage-based insurance (UBI), embedded insurance, and AI-driven pricing models./liliDevelop and implement product run-off strategies, ensuring compliance, financial stability, and seamless transition for policyholders./liliGuide insurers through regulatory advisory initiatives, ensuring product strategies align with state DOI regulations, NAIC model laws, and evolving consumer protection standards./li/ulpstrongRegulatory Compliance Market Strategy/strong/pulliAdvise on state and federal regulations, helping clients navigate rate filings, compliance risks, and policyholder protections./liliManage engagements related to state DOI rate filings, competitive benchmarking, and regulatory impact assessments./liliProvide insights on emerging legislative changes (e.g., climate risk mandates, AI-driven underwriting guidelines, and telematics regulations)./li/ulpstrongInsurTech Enablement Digital Transformation/strong/pulliPartner with technology teams to implement digital underwriting, AI-based risk models, and automation tools./liliEvaluate and recommend InsurTech solutions such as:/liulliTelematics-based pricing (e.g., Cambridge Mobile Telematics, Arity)/liliAI-driven claims processing (e.g., CCC Intelligent Solutions, Snapsheet)/liliFraud detection predictive analytics (e.g., Shift Technology, FRISS)/liliCustomer experience digital distribution (e.g., Cover Genius, Trov)/li/ulliSupport insurers in modernizing core platforms, working with vendors like Guidewire, Duck Creek, and Majesco./li/ulpstrongClaims Transformation Risk Management/strong/pulliAssist clients in claims process optimization, leveraging automation, AI, and predictive analytics for faster claims adjudication./liliDevelop strategies for fraud detection, litigation management, and claims efficiency improvements./liliWork with claims and risk teams to align product design with evolving risk trends (e.g., climate change impact, cyber risks in personal lines, and increased litigation costs)./li/ulpstrongProject Leadership Stakeholder Engagement/strong/pulliLead cross-functional consulting engagements involving actuarial, underwriting, IT, claims, and distribution teams./liliDevelop and present strategic recommendations to C-suite executives, supporting data-driven decision-making./liliManage multiple client engagements, ensuring timely delivery, regulatory alignment, and measurable business impact./li/ul/div

Capgemini Insurance