Credit Analyst

Job Description

A Credit Analyst evaluates the financial strength and creditworthiness of individuals and businesses seeking financing. This professional reviews financial statements, tax returns, cash flow, collateral, and credit history to assess risk and supports sound lending decisions. Credit Analysts also prepare detailed loan presentations and recommendations for lenders and credit committees.


This community bank is looking for a detail-oriented individual to join its lending team. This position offers the opportunity to build a long-term career within a relationship-focused banking environment.


Salary: $65,000-$85,000 Annually



Credit Analyst Responsibilities:

• Analyze business and personal financial statements, tax returns, cash flow, collateral, and credit histories to assess repayment capacity and overall risk.
• Prepare accurate credit presentations, loan summaries, financial spreads, and risk-rating recommendations for lenders and loan committees.
• Demonstrate strong analytical ability, attention to detail, sound judgment, and knowledge of commercial or agricultural lending practices.
• Communicate effectively with lenders, bank leadership, customers, and other stakeholders while managing multiple priorities and meeting deadlines.

Ideal candidates will have a bachelor’s degree in finance, accounting, economics, business, or a related field. Previous banking, credit analysis, underwriting, or lending experience is preferred.


Apply now for the next steps in your CREDIT ANALYST career!


All conversations are confidential. Contact Caroline Larkin at View phone number on click.appcast.io or confidentially send your resume to View email address on click.appcast.io.

All qualified applicants will receive consideration without regard to race, age, color, sex (including pregnancy), religion, national origin, disability, sexual orientation, gender identity, marital status, military status, genetic information, or any other status protected by applicable laws or regulations. GPAC (Growing People and Companies) is an award-winning search firm specializing in placing quality professionals within multiple industries across the United States since 1990. We are extremely competitive, client-focused and realize that our value is in our ability to deliver the right solutions at the right time.