Business Development Officer

Company Description Capital Access Corporation – Kentucky is Kentucky’s #1 SBA 504 lender, serving small businesses across the Commonwealth of Kentucky and Southern Indiana since 1998. The organization partners with the U.S. Small Business Administration and conventional financial institutions to provide long-term, fixed-asset financing solutions through the SBA 504 Loan Program. By offering up to 90% total project financing with as little as 10% equity, Capital Access Corporation – Kentucky supports the health and growth of local businesses. The company is recognized annually by the Kentucky SBA District Office and has earned national awards for its work as a certified development company. The team is committed to delivering high-quality service, clear guidance, and education about SBA 504 financing to banks and businesses throughout its service area.

Business Development Officer – SBA 504 Lending

Location: Kentucky (Statewide Travel Required)

Position Summary

We are seeking a motivated, relationship-driven Business Development Officer to join our SBA Certified Development Company (CDC). This position is responsible for promoting the SBA 504 Loan Program throughout the Commonwealth of Kentucky by developing and maintaining strong referral relationships with commercial lenders, economic development organizations, chambers of commerce, and business professionals.

The ideal candidate has experience in commercial lending or business banking, understands the financing needs of small businesses, and thrives on building long-term partnerships that support economic growth across Kentucky.

Key Responsibilities

- Promote the SBA 504 Loan Program to commercial banks, credit unions, and other lending institutions throughout Kentucky.

- Develop and maintain strong referral relationships with commercial loan officers, bank executives, economic development agencies, chambers of commerce, accountants, attorneys, and business advisors.

- Identify financing opportunities and educate lenders and borrowers on the benefits of SBA 504 financing.

- Generate a consistent pipeline of loan opportunities through proactive business development and relationship management.

- Represent the organization at industry events, networking functions, conferences, and community meetings.

- Work collaboratively with internal loan processing and closing staff to ensure an exceptional customer experience from application through funding.

- Maintain accurate records of business development activities and loan prospects.

- Stay informed on SBA regulations, lending trends, and commercial real estate financing.

Qualifications

- Bachelor's degree in Business, Finance, Marketing, or a related field preferred.

- Two or more years of experience in commercial lending, business banking, credit analysis, or financial services business development.

- Knowledge of SBA lending programs, particularly the SBA 504 Program, is preferred but not required.

- Demonstrated success developing business relationships and generating loan referrals.

- Excellent communication, presentation, and networking skills.

- Self-starter with the ability to work independently while managing a statewide territory.

- Valid driver's license and willingness to travel throughout Kentucky.

Compensation & Benefits

We offer a competitive compensation package designed to reward performance and support our employees' success, including:

- Competitive base salary

- Performance-based commission opportunity

- Comprehensive health insurance benefits

- Paid time off and holidays

- Mileage and business travel reimbursement (if applicable)

- Professional development and continuing education opportunities

- The opportunity to make a meaningful impact on Kentucky's small business community

Why Join Us?

As a mission-driven Certified Development Company, we help Kentucky businesses grow, expand, and create jobs through the SBA 504 Loan Program. Our team works closely with lenders and economic development partners across the Commonwealth to provide long-term, fixed-rate financing that strengthens local communities.

If you're a relationship-focused professional with commercial lending experience and a passion for helping businesses succeed, we'd love to hear from you.