Portfolio Manager

Assist Business Banking and Practice Finance officers with portfolio management activities for generally loans over $500,000 reviewed, decisioned, and managed by the Business Banking Loan Center Partner with and support relationship managers and client managers Perform credit underwriting for renewals, modifications, term changes, credit reviews, and reaffirmations Analyze business and personal financial statements and perform financial spreading with the underwriting team Present solutions for credit structure, covenants, financial reporting requirements, and other credit conditions to the Underwriter Continuously monitor the portfolio, including loan exceptions, BBC, covenants, past dues, and other portfolio activities Recognize and manage recurring early warning signs according to established protocols Provide specialized risk guidance and advice on watch list credits across a multi-state geographical footprint Secure financial information and test covenant requirements Provide timely client follow-up and ensure loan servicing actions, including collections, demand letters, lawsuits, and liquidations, are properly administered Perform site visits when needed Address complaints, resolve documentation exceptions, and resolve covenant requirement violations Perform other duties as assigned Requirements Bachelor’s Degree in Business, Accounting, Finance, or a related area with at least 6 hours of accounting At least 1 year of Business Loan experience for loans up to $5MM At least 1 year of credit analysis experience Equivalent combination of education and experience accepted Credit decision-making skills and ability Financial analytical skills and ability to solve complex problems by interpreting data and results Excellent writing skills for creating credit memos Excellent verbal and interpersonal skills to communicate with sales force and credit managers Ability to work independently Proficiency in Excel and Word for creating tables and worksheets for credit memos Previous Business Loan collections experience is a bonus 2 years of Business Loan credit underwriting is a bonus Knowledge of Capital Stream and

FIS/BIS

is a bonus Strategic thinking and ability to envision the future state of the portfolio is a bonus Core Competencies Demonstrates expertise in credit analysis, financial statement analysis, and portfolio management, with a strong ability to communicate effectively with clients and stakeholders. Proficient in credit decision-making and risk assessment within the business loan sector. Highest-signal resume keywords Credit Analysis Experience Business Loan Underwriting Financial Analytical Skills Excellent Writing Skills Proficiency in Excel ATS Optimization Keywords Hard Skills Credit Decision-Making Financial Spreading Portfolio Monitoring Loan Servicing Actions Credit Structure Solutions Covenant Testing Documentation Exception Resolution Site Visits Business Loan Experience Accounting Knowledge Soft Skills Excellent Verbal Communication Interpersonal Skills Independent Work Ability Problem-Solving Skills Strategic Thinking Industry Keywords Business Banking Credit Underwriting Loan Management Financial Reporting Risk Guidance Multi-State Portfolio Covenants Credit Conditions Loan Exceptions Collections Tools & Technologies Excel Word Capital Stream FIS/BIS #J-18808-Ljbffr Jobtailor