Loan Servicing Specialist

Loan Servicing Specialist DEPARTMENT: Loan Servicing REPORTS TO: Loan Servicing Officer FLSA: Non-Exempt STATUS: Full-Time SUPERVISES: N/A OFFICER STATUS: N/A LOCATION: Evansville Region Operations Center HOURS: Monday Friday, 8 am 5 pm *Overtime may be required if business and staffing needs dictate. POSITION SUMMARY: General responsibilities for this position include loan payment processing, loan payoff processing, title filing, new loan review on the core system, and file maintenance on loans. This position is also responsible for answering incoming calls to the department and assisting customers and branches with questions involving the servicing of their loans and other general functions of Loan Servicing as assigned. Responsible for all BSA related functions. EDUCATION & EXPERIENCE: High School Graduate or General Education Degree (GED) One to two years related banking experience required Previous Loan Servicing experience preferred ESSENTIAL DUTIES AND RESPONSIBITIES: Daily processing of internal payment requests Loan payment corrections, reversals, miss-postings, and NSF payments Providing payoff quotes on Retail loans Process payoff transactions for loans End of day department balancing Answering incoming calls for the servicing group providing information and/or resolutions for customers Assist branches with customer questions and requests Processing pay-by-phone requests Title filing, including state-to-state transfers to perfect liens Assist with construction draw processing, including inspections and disbursements New loan set-up reviews on core system Month end report reviews and applicable annotations as assigned Pay homeowners insurance premiums Process investor reporting Review of daily maintenance report Process and balance escrow related items including private mortgage insurance, credit life and credit disability insurance Escrow analysis process, recalculation, and review Homeowner insurance claims processing, inspections, and approval Assist with collateral releases and reimbursements of overpayment Assist with all file maintenance of accounts to ensure accurate loan reporting Assist with daily and monthly balancing of general ledgers and checking accounts used for servicing functions File and document scanning and review Performs other servicing related functions as assigned KNOWLEDGE, SKILLS AND ABILITIES: Excellent customer service skills Excellent communication and interpersonal skills Strong attention to detail Payment processing knowledge helpful Ability to utilize Windows Operating System and Microsoft Office products COMPETENCIES NECESSARY TO BE SUCCESSFUL IN THIS POSITION: Accountability - Willing to accept responsibility for their own work. Understands and has consistent adherence to the banks policies and procedures. Accuracy Ability to perform work accurately and thoroughly Adaptability Adapts to changing work environment, work priorities, and organizational needs. Able to effectively deal with change and diverse people Analytical Skills Ability to use thinking and reasoning to solve a problem. Communication Excellent verbal and written communication skills Customer Service - Ability to provide excellent internal customer service in a timely manner while following bank policies and procedures. Interacting with customers, department and other departments in a courteous, professional & knowledgeable manner. Detail Oriented Ability to pay attention to minute details of a project or task Initiative - Willingness to seek out and take responsibility for additional work assignments. Taking action to advance job knowledge and assist the department in reaching goals. Interpersonal Relationship Expresses thoughts and reacts positive in difficult or stressful situations. Willingness to cooperate with co-workers and manager(s) to accomplish a common goal. Capacity to create a positive work environment. Demonstration of commitment to the organization by actively and positively supporting management decisions. Responsive to suggestions for improvement and change. Capable of communicating effectively on all levels with courtesy and tactfulness Job Knowledge Ability to make sound decisions drawing on knowledge and experience. Capable of analyzing and resolving customer or work related issues. Understanding of current bank technology and initiative in learning new bank technology. Motivation Ability to inspire oneself to reach a goal and/or perform to the best of their ability Organized Possessing the trait of being organized or following systematic method of performing a task Problem Solving Ability to find a solution for or to deal proactively with work related problems Team Oriented Ability to work together with other members of the department and bank to achieve a goal Time Management Ability to utilize the available time to organize and complete work within given deadlines ADA REQUIREMENTS: Work is performed in a professional office environment. Role routinely uses standard office equipment such as computers, phones, copiers, scanners, printers, filing cabinets, and fax machines. Sitting for long periods of time; May be required to lift items weighing up to 25-lbs. Would require the ability to lift files, open filing cabinets and bend or stand as necessary. Reasonable accommodations may be made to enable qualified individuals with disabilities to perform the essential functions. EQUAL EMPLOYMENT OPPORTUNITY POLICY: First Federal Savings Bank is proud to be an Equal Employment Opportunity and Affirmative Action employer. We are committed to providing equal employment opportunities to all employees and applicants for employment and prohibits discrimination and harassment of any type without regard to race, color, religion, age, sex, national origin, disability status, genetics, protected veteran status, sexual orientation, gender identity or expression, or any other characteristic protected by federal, state or local laws. This policy applies to all terms and conditions of employment, including recruiting, hiring, placement, promotion, termination, layoff, recall, transfer, leaves of absence, compensation and training. * This job description may not be all-inclusive. Employees are expected to perform other duties as assigned or directed by management. Job descriptions will be reviewed and may be modified when deemed appropriate by management. As business needs and staffing needs change, all positions at First Federal Savings Bank/Home Building Savings Bank are reviewed. Employee may be moved for business purposes to sustain business and staffing demands