Post-Close Underwriter, VP Chatsworth, California

Description CAKE Mortgage is a cutting-edge wholesale mortgage lender specializing in Non-QM products. We're redefining the lending experience with innovative programs, streamlined processes, and a commitment to speed and precision. As we grow, we're looking for forward-thinking professionals who thrive in fast-paced, collaborative environments. The Post-Close Underwriter, VP is responsible for overseeing the post-closing audit function, ensuring closed mortgage loan files are reviewed for completeness, accuracy, and compliance with internal policies, investor guidelines, and federal/state regulations. This leadership role involves managing a team of auditors, driving quality control initiatives, resolving audit issues, and contributing to risk mitigation and operational excellence across the mortgage lifecycle. Key Responsibilities Supervise and support a team of Post-Close Auditors; assign tasks, manage workloads, and conduct performance evaluations. Provide training, mentoring, and ongoing professional development to ensure staff competency and compliance awareness. Oversee daily operations of the post-closing audit process to ensure timely and accurate file reviews. Ensure all audits meet internal timelines and service level agreements (SLAs). Review high-risk or complex files and escalate issues as needed to senior leadership. Ensure adherence to all investor (e.g., Fannie Mae, Freddie Mac, FHA, VA) and regulatory guidelines (TRID, TILA, RESPA, HMDA, etc.). Identify trends in audit findings and work with internal departments (e.g., underwriting, closing, compliance) to resolve root causes and implement corrective actions. Maintain audit logs and prepare monthly/quarterly reports for senior management and compliance teams. Develop and refine post-closing procedures to enhance accuracy, efficiency, and quality. Partner with Compliance and Risk teams to ensure all audit findings are properly documented and addressed. Implement tools and technologies to streamline audit workflows and improve productivity. Serve as the key point of contact for internal teams, investors, and third-party quality control vendors regarding post-closing audit matters. Participate in internal and external audits, investor reviews, and regulatory examinations as needed. Requirements 5+ years of mortgage industry experience with a strong background in post-closing audits or quality control. 3+ years in a leadership or management role, preferably within a mortgage operations environment. Deep understanding of mortgage regulations, loan documentation, and agency/investor guidelines. Proficient in using mortgage LOS platforms (e.g., Encompass), audit tracking systems, and document management tools. Proficient in Excel (VLOOKUP, Pivot Tables Formatting and calculations for reporting). Strong leadership, communication, and conflict resolution skills. Detail-oriented with the ability to manage multiple priorities and deadlines in a fast-paced environment. Why Join CAKE Mortgage? Be part of a fast-growing company changing the game in Non-QM. Competitive compensation and performance-based bonuses. Collaborative and entrepreneurial culture. Opportunities for career advancement and innovation. #J-18808-Ljbffr JBA International