AVP, Indirect Powersports Underwriter

Why Bank OZK

Founded on a legacy of more than 120 years in banking, Bank OZK is much more than just a company. We're nationally recognized as an industry leader in financial services. That means we combine exceptional service with innovative technologies to deliver smart solutions to our clients across the country. We're investing in small businesses, fueling economies in local communities and changing skylines in the largest cities across America. Here, we're not simply filling roles. We're fostering even greater careers.

The foundation for a great career starts with an exceptional team and a comprehensive benefits package. We believe in providing our dedicated team members with the best resources to support their physical, mental and financial wellbeing, including generous PTO, 401(k) matching, health, dental, vision (and pet!) insurance as well as special perks and discounts.

Job Purpose & Scope

This position is responsible for the credit underwriting of Powersports loan requests submitted by an approved network of dealers and correspondent lenders. It is a high touch customer contact; particularly with respect to loan decisions that have been rendered.

Essential Job Functions

1. Manages assigned credit transactions, ensuring the loan requests are handled efficiently and processed in a timely manner, consistent with the Bank's policies and procedures.
2. Reviews Powersports loan applications and supporting documentation to determine credit worthiness of applicant(s).
3. Ensures accuracy of all information entered into the system and clearly documents rational of credit decisions.
4. Tracks, monitors, and reports activity on loan applicants and decisions.
5. Contacts the dealer to communicate loan decisions and/or gather additional information, as needed.

Knowledge, Skills & Abilities

1. Knowledge of understanding consumer credit.
2. Ability to understand and analyze the personal and business tax returns and/or financial statements of an applicant.
3. Ability to read and interpret consumer credit reports.
4. Strong interpersonal skills.
5. Strong verbal and written communication skills.
6. Ability to work well within a team environment.
7. Exceptional customer service skills are imperative.
8. Ability to effectively prioritize and adapt in a fast-paced environment.
9. Must be highly detail oriented.
10. Must be able to work some nights and weekends.
11. Ability to apply analytical skills when decisioning loans
12. Skill in using computer and Microsoft Office, including Word, Excel and Outlook.

Basic Qualifications

1. High school diploma or equivalent, Bachelor degree in Finance or a related field, preferred.
2. Two (2) or more years of experience in an underwriting capacity (indirect Powersports, marine/RV, or Automotive underwriting), preferred.

Job Expectations

Operate customary equipment and technology used in a business environment, with or without accommodation.

Note: This description is not an exhaustive list of all job functions, duties, skills, and job standards required. Other job functions, duties, skills, and standards may be added. Management reserves the right to add or change the job requirements at any time.

EEO Statement

Bank OZK is an equal opportunity employer and gives consideration for employment to qualified applicants without regard to race, color, religion, sex, national origin, age, sexual orientation, gender identity, disability status, protected veteran status, or any other characteristic protected by federal, state, and local law. Member FDIC.