SBA Loan Specialist

Capital Gurus is an AI-driven business funding platform helping small and mid-sized businesses access capital faster through trusted partners—software platforms, service providers, and advisors already embedded in the SMB ecosystem. We specialize in modern, relationship-driven funding solutions and are scaling rapidly. Role Overview We are seeking an experienced SBA Loan Specialist to own and manage the end-to-end SBA loan process, with a primary focus on SBA 7(a) and 504 loan programs. This role is ideal for a detail-oriented, client-focused professional who understands SBA guidelines, thrives in a fast-paced fintech environment, and can confidently guide borrowers from initial qualification through funding. Key Responsibilities Manage the full lifecycle of SBA loan applications (7(a) and 504), from intake and pre-qualification through underwriting, approval, closing, and funding Evaluate borrower eligibility, financial statements, credit profiles, cash flow, and collateral to determine SBA loan viability Collect, review, and package complete loan files in compliance with SBA SOP guidelines Serve as the primary point of contact for borrowers, lenders, internal sales teams, and external partners throughout the loan process Coordinate with underwriters, CDCs, banks, attorneys, and title/escrow to ensure smooth and timely closings Identify and resolve documentation gaps, credit issues, or structural challenges proactively Ensure accuracy, compliance, and consistency across all loan files and documentation Track pipeline activity, milestones, and funding timelines within CRM and internal systems Stay current on SBA program updates, SOP changes, and lender requirements Provide guidance and education to internal teams on SBA loan structures, timelines, and best practices Qualifications 2+ years of experience working with SBA loans (7(a) and/or 504 preferred) Strong working knowledge of SBA SOP guidelines, documentation, and compliance requirements Experience packaging SBA loan files for submission to banks or direct lenders Ability to analyze financial statements, tax returns, cash flow, and credit reports Excellent organizational skills and attention to detail Strong communication skills with the ability to manage borrower expectations Comfortable working in a high-volume, performance-driven environment Proficiency with CRM systems and loan processing software (Salesforce a plus) Preferred Qualifications Prior experience at a bank, CDC, or alternative lender Background in commercial lending, underwriting support, or business financing Experience working in fintech or fast-growth startup environments Familiarity with SBA Express and SBA Preferred Lender Program (PLP) What We Offer Base salary plus performance-based incentives Opportunity to work with a fast-growing fintech platform High-impact role with visibility across sales, partnerships, and leadership Collaborative, entrepreneurial team environment Career growth and advancement opportunities #J-18808-Ljbffr Valid8 Financial, Inc.