Team Loan Officer - Northern VA, Florida, Carolinas

Mortgage Loan Originator

Founded in 2011, Atlantic Coast Mortgage embodies a people-first culture rooted in commitment, character, and innovation. What began as a small team has grown into a thriving organization where our people remain the driving force behind our mission to redefine the mortgage industry. We believe individuals do their best work in an environment designed for success—and we're proud to be recognized by The Washington Post as a Top Workplace. As we continue to grow, we're not just hiring employees—we're looking for driven, energetic, and creative problem-solvers. If that sounds like you, and you're ready to build your career with a company committed to making meaningful change in our industry, we'd love to connect.

Applicants may live in the Northern VA Metro area, North Carolina, South Carolina or Florida.

This position requires registration with the national Mortgage Licensing System and Registry (NMLS), as created under the federal S.A.F.E. Act.

Responsibilities:

• Establish, develop and maintain client referral relationships with Realtors, builders, Developers, CPA's, financial planners and make sales calls on potential or existing customers in order to develop new business and/or retain existing business.
• Meet with prospective borrowers, review and analyze credit and financial data and determine the borrower's financial objectives and goals.
• Coordinate customer interaction and interface with all parties involved on each individual loan that is originated from application to closing.
• Provide friendly, accurate, professional service to borrowers and internal business partners by responding promptly to messages and correspondence.
• Keep informed of trends, changes and developments in the local real estate market.
• To keep up-to-date with changing rules, regulations and guidelines from FNMA, FHLMC, FHA and VA in addition to other investors and agencies.
• To keep informed of all origination, processing, appraisal, underwriting and closing requirements for both company and investor guidelines.
• Negotiate price, terms, and conditions with mortgages.
• Maintain a professional image and standards consistent with company policies and procedures.
• Follow through on all professional conditions and education requirements for licensure.
• Adhere to organizational procedures for loan processing.

Qualifications:

• At least one years loan origination experience preferred.
• Thorough understanding of the local real estate market and the mortgage industry.
• Thorough knowledge of mortgage lending requirements, regulations and procedures for FHA, VA and conventional loan programs.
• Ability to comprehend, analyze and explain multiple, complex loan programs, financing options and basic mathematic principles.
• Ability to work independently, exercise good judgment, demonstrate initiative, meet deadlines, and maintain poise under challenging circumstances.
• Ability to build long term networking relationships fostering real estate lending business.
• Excellent interpersonal and communication skills, including presentation and facilitation skills.
• Strong multi-tasking, self-management, and self-motivating skills.

ACM promotes an Equal Employment Opportunity (EEO) workplace. All qualified applicants will receive consideration for employment without regard to race, color, religion, sex, sexual orientation, national origin, disability, protected veteran status, or any other status protected by law. If you are disabled and need assistance in the application process, please contact the ACM Human Resources department.