Digital Banking Product Owner, Vice President

Digital Banking Product Owner, Vice PresidentWealth Management PlatformsNew York Plaza, NYOur entrepreneurial Digital Platforms team is seeking a high-performing Digital Banking Product Owner with a passion for building innovative technology, developing solutions to complex problems, and helping scale our platform.As a Product Owner, you will lead exciting technology initiatives to bring new products to market for both the Morgan Stanley and E*TRADE client-facing platforms across web and mobile. This is a highly collaborative role in which you will work closely with digital Product Managers and partner with cross-functional teams including design, engineering, operations, legal, risk, compliance, fraud, and business stakeholders to transform the experience for our customers. You will help define and drive the digital product strategy and then develop, launch, and enhance the platform to meet customers’ unique needs.About Morgan StanleyMorgan Stanley is a leading global financial services firm providing a wide range of investment banking, securities, investment management and wealth management services. The Firm’s employees serve clients worldwide including corporations, governments and individuals from more than 1,200 offices in 43 countries.Morgan Stanley is committed to helping its employees build meaningful careers and we strive to be a place for people to learn, achieve and grow.Department OverviewIn the Wealth Management division, we help people, businesses and institutions build, preserve, and manage wealth so they can pursue their financial goalsWealth Management (WM) Platforms manages industry-leading platforms, across all WM channels and client segments, to provide a unified digital experience, unlock growth, and deliver efficiencies for Advisors, Clients, and Institutions. WM Platforms consists of nine sub-teams including: Field Experience & Platforms, Digital Client Experience & Platforms, Workplace Platforms, Automation & Workflow Solutions, Digital Trading & Investing, UX Design & Research, Strategy & Execution. Business Control & Support, and the Chief Operating Office.What you’ll do in the role:Work in a fun, fast-paced environment designing new and improved banking technology for clients (mobile apps, websites, embedded AI etc.).Design innovative new products with market-leading competitive advantages that revolutionize how people manage and spend their money.Create a vision, strategy, and roadmap for digital banking product offerings.Deliver new products by partnering directly with technology, business, and operations teams to define and write requirements, manage the overall project plan, and execute deliverables.Lead client research, requirements development, and user experience design for new digital products.Support usability testing and translate findings into product improvements that drive increased adoption.Research and analyze the digital banking and wealth management industries, with a focus on cash management and digital payments.Present findings to executive management, and drive change execution aligned with Wealth Management prioritiesSkills Required:8+ years of professional experience in wealth management, retail banking, and/or consumer financial technology.8+ years of professional experience in technology product management and design.Software development lifecycle experience preferred.BA/BS required; MBA (or advanced degree) preferred.Deep understanding of web and mobile technologiesDeep understanding of Retail Banking competitive landscape and emerging technologiesSharp focus on usability and designExcellent relationship building capabilities with internal and external partnersUnderstanding of Banking business risk and control mechanismsIndependent initiative and ability to operate in a fast paced environmentStrong attention to detail in both technical and non-technical capacityStrategic thinker able to define and evaluate alternatives, and translate goals into specific project tasksExcellent communicator with solid written and verbal presentation skillsSolid business understanding to align product goals with organizational objectivesEffective communication to collaborate and influence more junior team members and stakeholdersAnalytical skills to dive deep into data, identify trends, and inform product decisions.Technical proficiency to understand the development process and support implementationProblem-solving ability to navigate challenges and refine solutionsTeam collaboration to work closely with cross-functional teams and foster a productive environment.WHAT YOU CAN EXPECT FROM MORGAN STANLEY: At Morgan Stanley, we raise, manage and allocate capital for our clients – helping them reach their goals. We do it in a way that’s differentiated – and we’ve done that for 90 years. Our values - putting clients first, doing the right thing, leading with exceptional ideas, committing to diversity and inclusion, and giving back - aren’t just beliefs, they guide the decisions we make every day to do what's best for our clients, communities and more than 80,000 employees in 1,200 offices across 42 countries. At Morgan Stanley, you’ll find an opportunity to work alongside the best and the brightest, in an environment where you are supported and empowered. Our teams are relentless collaborators and creative thinkers, fueled by their diverse backgrounds and experiences. We are proud to support our employees and their families at every point along their work-life journey, offering some of the most attractive and comprehensive employee benefits and perks in the industry. There’s also ample opportunity to move about the business for those who show passion and grit in their work. To learn more about our offices across the globe, please copy and paste into your browser.Expected base pay rates for the role will be between $110,000 and $190,000 per year at the commencement of employment. However, base pay if hired will be determined on an individualized basis and is only part of the total compensation package, which, depending on the position, may also include commission earnings, incentive compensation, discretionary bonuses, other short and long-term incentive packages, and other Morgan Stanley sponsored benefit programsMorgan Stanley's goal is to build and maintain a workforce that is diverse in experience and background but uniform in reflecting our standards of integrity and excellence. Consequently, our recruiting efforts reflect our desire to attract and retain the best and brightest from all talent pools. We want to be the first choice for prospective employees.It is the policy of the Firm to ensure equal employment opportunity without discrimination or harassment on the basis of race, color, religion, creed, age, sex, sex stereotype, gender, gender identity or expression, transgender, sexual orientation, national origin, citizenship, disability, marital and civil partnership/union status, pregnancy, veteran or military service status, genetic information, or any other characteristic protected by law.Morgan Stanley is an equal opportunity employer committed to diversifying its workforce (M/F/Disability/Vet).Employment Type:Full timeJob Level:Vice PresidentPosted Date:Feb 27, 2026ATS Job Description Test:Department:Business Analysis