Business Architect (Risk Technology Architect)

Job Profile Position Overview At PNC, our people are our greatest differentiator and competitive advantage in the markets we serve. We are all united in delivering the best experience for our customers. We work together each day to foster an inclusive workplace culture where all of our employees feel respected, valued and have an opportunity to contribute to the company's success. As a Business Architect (Risk Technology Architect) within PNC's Technology organization, you will be based in the Dallas TX area. The Risk Technology Group at PNC supports the Bank's Independent Risk Management and Technology Risk Governance functions. We are seeking a Business Architect to play a key role in this organization by translating business strategy, regulatory requirements, and operating models into clear, actionable designs that technology and delivery teams can implement. In this role, the Business Architect will work closely with Risk Management product owners and business leaders to analyze needs, resolve complex problems, estimate outcomes, and help develop roadmaps that support business objectives. This includes contributing to technology assessment, system designs, application blueprints, logical data models, and reporting frameworks. The ideal candidate will have a strong understanding of risk management concepts and practices within the banking industry and be able to combine that knowledge with financial analytics, data modeling, and a solid grasp of how data is calculated, processed, and reported to meet regulatory and business requirements. The role requires the ability to operate at both a strategic and detailed level—defining enterprise‑wide business capabilities, value streams, and target‑state models, while also producing precise data definitions, calculations, reporting logic, and regulatory interpretations. Experience interpreting and applying regulatory guidance is highly valued, particularly familiarity with Federal Register rules issued by banking regulatory agencies, Federal Reserve supervision letters, FASB accounting standards, and Basel Committee publications. As data analytics is a critical focus area for Risk Management at PNC, practical data engineering and analytics skills are also required to be successful in this position. PNC is an in‑office company that fosters a supportive culture where employees can thrive and achieve balance. We encourage candidates to connect with their recruiter and hiring manager to understand workplace expectations and ensure the role aligns with their goals. PNC will not provide sponsorship for employment visas or participate in STEM OPT for this position. Job Description Designs business architecture through conducting needs analysis, routine problems resolution and outcomes estimation, in accordance with standards and processes. Delivers technical roadmaps on business processes, application blueprints, data models and system over layers to support business objectives, standards and processes. Analyzes business requirements, current technical gaps and possible applications needed to support business strategies and expectations. Plays a key role in conducting risk assessments, quality assurance processes and routine issue resolution in business architecture. Estimates on the effectiveness of business architecture outcomes; communicates about client feedback to technology teams in order to improve deliverables and meet business requirements. PNC Employees take pride in our reputation and to continue building upon that we expect our employees to be: Customer Focused - Knowledgeable of the values and practices that align customer needs and satisfaction as primary considerations in all business decisions and able to leverage that information in creating customized customer solutions. Managing Risk - Assessing and effectively managing all of the risks associated with their business objectives and activities to ensure they adhere to and support PNC's Enterprise Risk Management Framework. Qualifications Successful candidates must demonstrate appropriate knowledge, skills, and abilities for a role. Listed below are skills, competencies, work experience, education, and required certifications/licensures needed to be successful in this position. Preferred Skills Basel III, Competitive Advantages, Comprehensive Capital Analysis and Review (CCAR), Customer Solutions, Design, Enterprise Architecture Framework, Information Technology (IT) Risk Management, Machine Learning (ML), Risk Assessments, Technical Knowledge Competencies Business Architecture, Business Process Modeling, Consulting, Industry Knowledge, IT Architecture, IT Standards, Procedures & Policies, Planning: Tactical, Strategic, Problem Solving Work Experience Roles at this level typically require a university / college degree, with 5+ years of industry‑relevant experience. Specific certifications are often required. In lieu of a degree, a comparable combination of education, job specific certification(s), and experience (including military service) may be considered. Education Bachelors Certifications No Required Certification(s) Licenses No Required License(s) Benefits PNC offers a comprehensive range of benefits to help meet your needs now and in the future. Depending on your eligibility, options for full‑time employees include: medical/prescription drug coverage (with a Health Savings Account feature), dental and vision options; employee and spouse/child life insurance; short and long‑term disability protection; 401(k) with PNC match, pension and stock purchase plans; dependent care reimbursement account; backup child/elder care; adoption, surrogacy, and doula reimbursement; educational assistance, including select programs fully paid; a robust wellness program with financial incentives. In addition, PNC generally provides the following paid time off, depending on your eligibility: maternity and/or parental leave; up to 11 paid holidays each year; 9 occasional absence days each year, unless otherwise required by law; between 15 to 25 vacation days each year, depending on career level; and years of service. To learn more about these and other programs, including benefits for full‑time and part‑time employees, visit pncthrive.com. Disability Accommodations Statement If an accommodation is required to participate in the application process, please contact us via email at View email address on click.appcast.io. Please include 'accommodation request' in the subject line title and be sure to include your name, the job ID, and your preferred method of contact in the body of the email. Emails not related to accommodation requests will not receive responses. Applicants may also call View phone number on click.appcast.io and say "Workday" for accommodation assistance. All information provided will be kept confidential and will be used only to the extent required to provide needed reasonable accommodations. At PNC we foster an inclusive and accessible workplace. We provide reasonable accommodations to employment applicants and qualified individuals with a disability who need an accommodation to perform the essential functions of their positions. Equal Employment Opportunity (EEO) PNC provides equal employment opportunity to qualified persons regardless of race, color, sex, religion, national origin, age, sexual orientation, gender identity, disability, veteran status, or other categories protected by law. This position is subject to the requirements of Section 19 of the Federal Deposit Insurance Act (FDIA) and, for any registered role, the Secure and Fair Enforcement for Mortgage Licensing Act of 2008 (SAFE Act) and/or the Financial Industry Regulatory Authority (FINRA), which prohibit the hiring of individuals with certain criminal history. California Residents Refer to the California Consumer Privacy Act Privacy Notice to gain understanding of how PNC may use or disclose your personal information in our hiring practices. #J-18808-Ljbffr