Sr. Product Manager-RAS Stablecoin Risk

About UsVisa is a world leader in payments technology, facilitating transactions between consumers, merchants, financial institutions and government entities across more than 200 countries and territories, dedicated to uplifting everyone, everywhere by being the best way to pay and be paid.At Visa, you'll have the opportunity to create impact at scale — tackling meaningful challenges, growing your skills and seeing your contributions impact lives around the world.Join Visa and do work that matters – to you, to your community, and to the world. Progress starts with you.Job DescriptionRole Summary: Stablecoins have evolved from niche technology into critical financial infrastructure, and are reshaping payments, settlement, operations, and global money movement. Visa is at the forefront of this transition, bringing the trust, scale, and security to this rapidly evolving onchain ecosystem. The Sr. Product Manager, Risk & Security (RAS) - Stablecoin Risk, will help define Visa's risk solutions strategy for stablecoin-powered payments and money movement, helping bring Visa's trust, security, and scale to the onchain ecosystem. Working across cross-functional Visa teams including Visa’s Stablecoin Platform Product, Technology, Data Science, and Market teams, this role will identify emerging risks, assess capability gaps, and help shape the next generation of risk and trust solutions for onchain payments and digital money. Areas of focus and expertise include stablecoin issuance, wallets, settlement, cross-border money movement, transaction monitoring, identity, and compliance. Success requires strong product leadership and the ability to translate evolving market, regulatory, and technology trends into scalable solutions that enable Visa and its clients to participate confidently in the future of digital money. This role requires digital fluency, including the ability to work with emerging technologies such as Generative AI tools (e.g. ChatGPT, Microsoft Copilot) to support everyday work.Key ResponsibilitiesRisk & Security product leadership for Stablecoin Risk & Compliance, acting as the primary RAS product partner to Visa’s crypto and compliance teams, defining clear problem statements, target outcomes, and roadmap priorities across all payment flows; ensuring risk-related requirements are embedded early in experience design and decisions.Maintain a customer‑centric view of risk with a deep understanding of stablecoin ecosystem participants, payment flows, and client needs as digital money adoption accelerates. Track and synthesize trends in stablecoins, blockchain infrastructure, wallets, custody, settlement, on-ramp and off-ramp services, and emerging fraud and financial crime risks, and assess their implications for Visa's risk and security strategy.Drive cross‑functional solutioning and product execution, aligning RAS fraud, identity, authentication, disputes, and data/AI teams to deliver cohesive solutions, unified roadmaps, and clear product requirements from discovery through go/no‑go. This includes leading discovery, design thinking, and prototyping, and translating strategy into concrete product artifacts and launch decisions.Develop clear product narratives and positioning, aligning stakeholders on the value, strategy, and differentiation of Visa's risk and trust solutions for stablecoins, onchain payments, and digital money. Visa requires at least 3 days in office, expectations of these days will be confirmed by your Hiring Manager.QualificationsBasic Qualifications8+ years of relevant work experience with a Bachelor’s Degree, OR 11+ years of relevant work experience.Preferred Qualifications9 or more years of relevant work experience with a Bachelor’s Degree or 7 or more relevant years of experience with an Advanced Degree (e.g. Masters, MBA, JD, MD) or 3 or more years of experience with a PhDProduct management experience in payments, fintech, commerce technology, or related payments domains. Strong understanding of the payment ecosystem, including tokenization, checkout flows, network processing Demonstrated technical aptitude—comfortable reading technical documentation, understanding APIs, data flows, and system interactions. Proven ability to translate complex business needs and technical constraints into clear, testable product requirements. Exceptional problem-solving skills and product sense, with the ability to break down ambiguous problem spaces. Effective, structured communicator able to influence teams and stakeholders across regions and functions. Experience managing complex cross-functional initiatives and delivering at scale. Strong analytical skills and experience using data to guide product decisions. Customer-first mindset with the ability to identify unmet needs and propose pragmatic, value-driven solutions. Information for US ApplicantsFor roles located in the US, the estimated salary range for this position is $180,600.00 to $ 289,300.00 USD per year, which may include potential sales incentive payments (if applicable). Salary may vary depending on job-related factors which may include knowledge, skills, experience, and location. In addition, this position may be eligible for bonus and equity.Visa has a comprehensive benefits package for which this position may be eligible that includes Medical, Dental, Vision, 401(k), FSA/HSA, Life Insurance, Paid Time Off, and Wellness Program.Work HoursVaries upon the needs of the department.Travel RequirementsThis position requires travel 5-10% of the time.Mental/Physical RequirementsThis position will be performed in an office setting. The position will require the incumbent to sit and stand at a desk, communicate in person and by telephone, frequently operate standard office equipment, such as telephones and computers.Visa is an EEO EmployerQualified applicants will receive consideration for employment without regard to race, color religion, sex, national origin, sexual orientation, gender identity, disability or protect veteran status. Visa will also consider for employment qualified applicants with criminal histories in a manner consistent with the EEOC guidelines and applicable local law.SummaryLocation: US - Foster City, CAType: Full time