Commercial Loan Officer

Great Relationship Building & Sales Opportunity! Based in the Utica/Rome Area Hiring range for this position: $85,807.98 to $107,259.98 annually. Actual pay will depend on experience. Position is Bonus eligible! Who We Are At AmeriCU, we’re not your typical financial institution. We’re a not‑for‑profit credit union with over $3 billion in assets , serving 170,000+ members across Central New York and beyond. For over 75 years , AmeriCU has stayed true to its core values, placing people at the heart of every decision — our members, our employees, and our community. We're proud to be recognized as one of the Best Companies to Work for in New York State (2025) and named by American Banker as one of the top credit unions to work for nationwide ! If you’re looking for a place where your career can grow and your work has real impact — you’re in the right place. The Opportunity AmeriCU Credit Union is seeking a Commercial Loan Officer who aligns directly with our mission to provide our members with the right financial services to live life, dream big, and achieve financial success, and our vision to be the most admired organization in every community we serve. You will be responsible for promoting and selling Credit Union products and services to potential and existing business members. Work with business owners, Chief Financial Officers or designated advisors in analyzing borrowers’ financial and operating strategies to recommend credit solutions that meet their immediate and long‑term capital needs, while following the guidelines established by the AmeriCU Commercial Lending Loan Policy. What You’ll Do Maintain ongoing business relationships with current members to take advantage of cross‑selling opportunities and solicit new business. Make outside sales calls on prospective members to assess needs and describe and sell products and services. Serve as a member of the sales team and make group sales calls to improve the opportunity for new business development. Cross‑sell, network, and promote AmeriCU services to members of the community and positively represent AmeriCU (i.e., trade & service organizations). Request and evaluate information provided by the business borrower necessary to initiate an underwriting request. Manage, maintain and service a loan portfolio that meets established lending requirements and maximizes profitability with acceptable risk. Maintain ongoing communication with members to remain current on operating strategies and related capital needs and obtain updated financial information as needed. Grow Your Career With Us! Whether you’re building your career or expanding it, AmeriCU offers professional development, mentorship, and opportunities to advance . Our team values integrity, community impact, and excellent service — and we love helping employees build meaningful careers. Benefits You’ll Love Competitive Medical, Dental & Vision coverage Generous Health Savings Account contribution (with HDHP enrollment) Paid Holidays Paid Time Off — Personal, Sick, and Birthday Time Off Employee Appreciation Events 401(k) with employer match (after 1 year of service) Employee Assistance Program Tuition Reimbursement for full‑time employees (after 1 year of service) Life Insurance & AD&D for full‑time employees at no cost Enhanced Short‑Term Disability at no cost to you #J-18808-Ljbffr