Loan Officer

What You'll Do:

The Loan Officer is responsible for continually identifying, developing, and maintaining customer financing objectives, advising customers of product/pricing policies and guidelines while gathering any additional required information. The Loan Officer ensures exceptional customer service by maintaining thorough knowledge of lending programs, policies, procedures, and regulatory requirements.

This is a remote position and can sit in any of these states: CA, CO, ID, AZ, NV, UT.

Bilingual Spanish is required.


Your Key Responsibilities Include:

• In conformity with Inspire Home Loans' policies, procedures, and applicable law, the Loan Officer will collect and analyze each customer's financial information and assess if the individual can qualify for a specific loan product.
• Advise the potential borrower regarding the risks and benefits of the loan alternatives, including the options and variables involved.
• Discuss the loan products available to best meet the needs of the individual depending on their circumstances.
• Ascertain all pertinent documentation to ensure the loan is approved.
• Communicate effectively with all parties to include the customer, the sales associate, processing, underwriting, closing, the title company, and the builder.
• Lock the rate.
• Manage personal production and ensure closings are handled appropriately and timely.
• Meet and/or exceed company standards.
• Demonstrate the highest level of professionalism and customer service towards all customers.
• Perform other duties as needed or assigned.

What You Have:

• Thorough knowledge of all loan types includes Conventional, FHA, and VA.
• First-time home-buyer experience, a plus.
• Proficient with loan origination systems, Encompass a plus.
• Proficient with AUS (LP, DU).
• Proven track record of building and maintaining strong, professional business relationships.
• Ability to handle a heavy workload with minimal supervision.
• Must be available to travel (inter-state) when needed.
• Independent, reliable, detailed, focused, and organized.
• Proven ability to develop and maintain strong business relationships.
• Exceptional customer service skills.

Your Education and Experience:

• A Bachelor's degree is preferred, or an equivalent combination of education and experience is required.
• 3+ years of experience originating loans, builder preferred.
• Must be NMLS licensed in the State of residence.

About Century Communities

Our mission of A Home For Every Dream® is only possible with the best talent in the industry. If that's you, if you're a self-starter, changemaker, and thoughtful collaborator ready to take your career to the next level, then apply today!

As one of the nation's largest homebuilders and an industry leader in online home sales, we strive to create thriving, enduring neighborhoods with lasting livability, focusing on building sustainable, affordably priced homes for our customers while reducing our carbon footprint. For team members, our goal is to provide the resources, opportunities, and benefits needed to build successful, rewarding careers.