Underwriter I/II Main Commercial Banking Center

Position Function:Provide exceptional service to grow the Bank's business.Advocate our mission and be committed to creating value for our customers, employees, community and shareholders.Performs all duties and interacts with internal and external customers in a manner that is expressly aligned with the Company's Core Values of approaching all actions with a “Voyaging Spirit” and being “Positively Ohana”. Exhibits core competencies that result in consistent delivery of positive Customer Interactions, Empowerment and Ownership and demonstrates key professional and performance skills such as Active Listening, effective Oral and Written Communication, Action and Solution Oriented and Thoroughness.Primary Accountabilities:Team Focused PerformanceAssist the Team by making timely, accurate and balanced underwriting decisions. Research thoroughly, participate in credit discussions and recommend loan structures. Underwrite the CAM clearly and concisely.Assist the Team in promptly reviewing documentation and following through to booking.Assist the Team by driving and steering the request from origination to booking.Communicate actively and effectively.Assist the Team by being curious, inquisitive and a self-learner.Assist the Team by working well with other areas of the Bank.Financial ResultsAssist the Team to reach or exceed its financial goals.Constantly seek opportunitiesRelationship BankingAssists the Team by building trust with clients. Be attentive, anticipate, over-deliver, communicate frequently and satisfy requests promptly.Constantly seek opportunities to surprise and delight clients.Assist the Team by being familiar with products and services offered by the Bank.Risk Management/ComplianceAssist the Team by understanding policies and procedures.Assist the Team by minimizing ticklers, exceptions and delinquencies.Assist the Team by identifying loan re-grades promptly.Personal/Professional DevelopmentAssist the Team in participating in Bank functions and training sessions.Assist the Team and community by participating in non-profits and other community endeavors.Minimum Qualifications:Education:Underwriter I or II:High School Diploma or GED equivalency required.Bachelor’s Degree in Accounting, Finance, Economics, or related field preferred.Experience:Underwriter I:4+ years of experience in commercial credit analysis/underwriting or commercial lending required. (A bachelor’s degree can substitute for 2 years of work experience.)Underwriter II:5+ years of experience in commercial credit analysis/underwriting or commercial lending required. (A bachelor’s degree can substitute for 2 years of work experience.)Physical Requirements & Working Conditions:Must be able to perform light physical work and to move or lift items including but not limited to boxes, files and papers up to 20 pounds unless otherwise as indicated.Must be able to operate and proficiently use standard office equipment, including phone, copier, personal computer and/or other work related mechanical or electronic devices and applications.Must be able to clearly communicate verbally and in writing with all internal and external customers. Must also be able to hear sufficiently to engage in daily discussions and interactions.Must be able to read and understand bank-related documents.Must be able to work in a conventional office setting, involving sitting at a desk or workstation for long periods of time. Must also be able to adapt to different work environments as needed to perform the job.We are proud to be an EEO/AA employer M/F/D/V. We maintain a drug-free workplace and perform pre-employment substance abuse testing.