Commercial Loan Processor

Why Work at Bank First

At Bank First, we're not just a bank-we're a community. Consistently ranked among the top-performing banks in the U.S. and Wisconsin, and recognized by American Banker as one of the "Best Banks to Work For". We combine professional excellence with a culture that truly values people. When you join Bank First, you're joining a team that invests in your growth, supports your well-being, and celebrates your contributions.

Why You'll Love Working Here

Imagine a workplace where:

• Your career growth is supported through training, mentoring, and advancement opportunities
• Flexibility allows you to balance work and life without compromise
• Your contributions directly impact guests and communities you care about
• You're part of a culture built on respect, collaboration, and empowerment

At Bank First, you don't just fill a role-you make a difference. Every interaction matters, and every team member helps shape the experience our guests love.

About the role: Commercial Loan Processor

The Commercial Loan Processor's primary focus is the drafting of accurate loan documents under time-sensitive deadlines to deliver exceptional customer experience. Serving as an essential point of review prior to closing, you will ensure all files comply with bank policies and regulatory standards to protect both the bank and our customers. In this role, you will gain a comprehensive knowledge of Bank First's commercial loan products including SBA initiatives, letters of credit, agricultural programs, and participations. While you will follow established guidelines, the unique nature of each file will require you to use critical thinking and independent judgement to align the correct loan options with each client's specific needs.

Key Responsibilities

• Loan Processing & Documentation - Partner with Business Service Representatives to review loan requests and prepare accurate documentation.
• Pre-Closing Compliance - Validate legal entities, signing authority, and collateral lien status while ensuring strict adherence to regulatory standards.
• Fee Reconciliation - Balance closing statements and disbursements, verifying that all loan fees and pre-closing costs are properly accounted for.
• Complex Product Expertise - Process advanced financial products, including letters of credit, loan participations, swaps, SBA, and construction loans, while adapting to changing regulatory standards.
• Record Management - Confirm all pre-closing documents are properly uploaded to guarantee seamless electronic archiving.
• Data Integrity & HMDA Reporting - Ensure accurate HMDA data entry and compliance with federal reporting requirements within the loan origination software.
• Wire Transfers - Review and authorize outgoing wires with high attention to detail to prevent errors and ensure policy compliance.
• Collateral Management - Clear post-closing collateral exceptions upon receipt and verification of required documentation.
• Construction Loan Onboarding - Set up new construction projects and budgets within the construction management software.
• Risk Mitigation - Manage the construction draw process by verifying required approvals and critical documentation before releasing project funds.
• Team Collaboration - Contribute to a supportive, team-oriented work environment by assisting other team members and departments as needed.
• Compliance and Ethics - Adhere to the bank's Code of Ethics consistently demonstrating high standards of integrity and professionalism in all tasks and interactions.

#INDBF

What We're Looking For

• Associate's degree or equivalent in business, finance, or related field preferred
• 1-3 years of experience with commercial loan documents preferred
• Proficiency in MS Word, Outlook and Excel
• Ability to quickly learn specialized loan processing software
• Strong time management and organization skills

About Bank First

Headquartered in Manitowoc, Wisconsin, Bank First serves communities across Wisconsin and the Illinois Stateline region. Our growth is built on relationship-based banking-getting to know our guests personally and helping them create lasting value.

Our Culture & Vision

We foster curiosity, creativity, and responsiveness while embracing individual differences. Employees are empowered with tools to succeed and supported in their careers. Our vision is to remain the top-performing, independent provider of financial services, delivering personalized solutions and value to guests and communities alike.

Our Values

Relationship Based Community Focused Innovative Solutions Value Driven

Join Bank First and build a career where your contributions matter, your growth is supported, and your work makes a difference every single day.