Underwriter

Underwriter Built on meritocracy, our unique company culture rewards self-starters and those who are committed to doing what is best for our customers. American Specialty is seeking an Underwriter to join our growing team in Ft. Wayne, IN. The Underwriter operates at an intermediate level of underwriting skill and difficulty and will work independently under moderate direction from their assigned Underwriting Team Leader. The Underwriter will operate within its assigned intermediate level of Underwriting Authority to evaluate, qualify and rate individual insurance applications/supporting documentation for assigned underwriting files to determine the acceptability of risk factors on behalf of the carrier. This individual is expected to maintain a high level of accuracy within their work product. The Underwriter will also contribute toward the achievement of the company’s premium and profitability goals as defined by its underwriting leader. How You Will Contribute Underwrite standard level of new and renewal accounts in accordance with all applicable guidelines and procedures. Moderate contribution toward the achievement of American Specialty’s premium and profitability objectives. Evaluate client’s entire range of exposures (general liability, excess/umbrella, property, and automobile) ensuring each exposure has been properly assessed. Ensure effective, comprehensive approaches are developed, recommended, and implemented to address the exposures. This is accomplished by examination and evaluation of documents such as application forms, inspection reports, product brochures, financial reports, loss information, and other data to determine degree of risk, underwriting and market selection. Develop and communicate informed, sound underwriting decisions. Monitor results to identify trends and developments on assigned accounts. Coordinate account servicing through interaction with Client Services, Risk Services and Claims Services in such a way as to meet American Specialty service objectives. Any other job-related duties may be assigned by your underwriting leader. Licenses and Certifications Active Indiana Property and Casualty License. Skills & Experience to Be Successful Bachelor’s degree in insurance & risk management OR possess 2+ years of on-the-job underwriting experience, including developed technical knowledge and underwriting philosophy. Solid understanding of underwriting commercial exposures and insurance coverages. Teammate Benefits & Total Well-Being Health Benefits: Medical/Rx, Dental, Vision, Life Insurance, Disability Insurance Financial Benefits: ESPP; 401k; Student Loan Assistance; Tuition Reimbursement Mental Health & Wellness: Free Mental Health & Enhanced Advocacy Services Beyond Benefits: Paid Time Off, Holidays, Preferred Partner Discounts and more. Not reflective of all benefits. Enrollment waiting periods or eligibility criteria may apply to certain benefits. Benefit details and offerings may vary for subsidiary entities or in specific geographic locations. The Power To Be Yourself As an Equal Opportunity Employer, we are committed to fostering an inclusive environment comprised of people from all backgrounds, with a variety of experiences and perspectives, guided by our Diversity, Inclusion & Belonging (DIB) motto, “The Power to Be Yourself”. We’re here to help your agency succeed. You don’t treat clients like numbers, and we don’t treat you like one, either. It’s what special feels like at American Specialty. #J-18808-Ljbffr