Sign up to access all features of our service.
  • Job search
  • Favorites
  • Create a CV
    New
  • Salaries
  • Subscriptions

Software Engineer, Payments Product Lead

$160k - $260k

Aptos Labs

Aptos is a people-first blockchain on a mission to help billions of people achieve universal and fair access to decentralized assets in a safe and scalable way. Founded by some of the original creators and maintainers that researched, designed, and built the Diem blockchain to serve this purpose, we have dedicated several years toward this mission. We believe the open-source Diem technology we have developed is an important foundation of a safe and scalable web3 world where everyone has more equitable opportunities to grow and access financial assets with lower fees and fewer intermediaries. Aptos (Ohlone for "The People") encompasses our mission and ethos for why we build. About this role Aptos is a high-performance Layer 1 designed for financial services: sub-second settlement at sub-cent cost, production reliability institutions build on, and native stablecoins including assets exclusive to the network. We are consolidating our commercial efforts into one financial services company — payments, tokenization, and trading — and payments is the first chartered business: a ring-fenced unit with its own P&L, an exclusive global settlement partnership already signed, first-party products already shipped (keyless onboarding, multisig treasury, confidential payments), and clear evidence gates at 90 days, 6 months, and 24 months. This role is the founding technical leader of that unit. You are hire number one of the engineering team, and the build you lead defines the business. What you\'ll own The Aptos Payment API. Spec, ship, and run the single API businesses integrate against — wrapping partner infrastructure today, with an orchestration engine routing across a licensed partner network as the business earns it. You write the spec bottoms-up from partner and client requirements. Partner-facing engineering. You are the technical face of the unit: requirements intake, integration leadership, and technical diligence with banks, EMIs, PSPs, stablecoin issuers, and e-wallet platforms. You can run those calls alone and write the requirements doc after. The trust infrastructure. Revenue attribution and reconciliation (the system that proves which volume is ours), a single-window KYC/KYB integration, a testnet sandbox that lets any prospect try the stack before compliance onboarding, and a native-asset-only settlement policy — no bridges. Integration with the trading stack. Our trading team builds the RFQ liquidity and tokenized-FX systems; you own the payments side of that seam — routing corridor FX through their venue, defining the API contract between the two systems, and making the handoff invisible to clients. The team and the calls. Hire and lead the first two engineers; grow the team only as revenue triggers fire. Make the build-vs-buy decisions (orchestration components, KYC tooling) with written memos at each gate. Your first 90 days Publish the Payment API v1 spec and ship the testnet sandbox. Stand up revenue attribution v1 and harden USDT/USDC settlement rails to production grade. Ship the first client integration hands-on, end to end. Draft the orchestration build-vs-buy memo that frames the unit\'s biggest technical decision. These are not aspirations — they are the unit\'s first gate, and the role\'s report card is the engineering column of the business\'s scorecard. What we\'re looking for 8+ years building payment infrastructure at production scale — PSP or orchestrator-class systems: cross-border rails, on/off-ramps, virtual accounts, reconciliation. Hands-on chain-native settlement experience: stablecoin rails, ramp integrations, wallet infrastructure. Move or Rust a plus; strong engineering judgment on any stack a must. Front-facing gravitas: banks, issuers, and regulated partners treat you as a peer. You\'ve led external technical relationships, not just internal roadmaps. A product engineer\'s instincts: you build bottoms-up from what clients and partners actually need, and you treat existing internal products as assets to resell — not constraints to build around. Player-coach by default: you ship code, then hire people better than you at parts of it. Nice to have APAC corridor experience — e-wallet ecosystems, QR rails, regional licensing landscapes. Enough FX and market-structure fluency to be a strong counterpart to the trading team on the RFQ integration. Working familiarity with payments regulation (money transmission, MiCA, Singapore PS Act) — enough to design with counsel, not practice law. A prior 0→1: founding engineer, first technical hire, or owner of a product line from blank page to revenue. Why this role is unusual Distribution is solved before you start. An exclusive settlement partnership routes committed volume to the network — you build against real flow, not hoped-for flow. The business is chartered. Written gates, a stop condition, and growth triggers tied to revenue — you\'ll always know exactly where the business stands and what your work must prove next. The scope compounds. What starts as one API becomes an orchestration network and a tokenized-currency framework, integrated with a trading venue\'s liquidity — the technical agenda grows with every gate the business clears. You define the org. Every engineering hire after you is your call, made against revenue evidence. The base salary range for this full-time position is $160k - $260k. The range displayed on each job posting reflects the minimum and typical maximum target for new hire salaries for the position of a candidate based in the Bay Area at any level. We do hire exceptionally talented professionals with decades of experience in their field. As such, our range may be higher than what is displayed. Our base salary ranges are determined by experience and location, and we hire at all levels for multiple roles. Within the range, individual pay is determined by work location, job-related skills demonstrated during the interviews, working experience, and relevant education or training. Please note that the compensation details listed in role postings reflect the base salary only and do not include equity, tokens, or benefits. Our Benefits 100% insurance premium coverage for medical, dental, and vision for you and your dependents (US Employees) Equipment of your choice Flexible vacation time, 11 holidays, and floating company days off Competitive Salary Protocol Token Grants 401k matching (US Employees) Fun and inclusive in-person and digital events Aptos is committed to diversity in the workplace, and we’re proud to be an Equal Opportunity Employer. We do not hire on the basis of race, color, religion, creed, gender, national origin, citizenship, age, disability, veteran status, marital status, pregnancy, parental status, sex, gender expression or identity, sexual orientation, or any other basis protected by local, state or federal law. All employment is decided based on qualifications, merit, and business need. We are committed to providing a safe and secure hiring process for all applicants. Unfortunately, there are individuals who may attempt to impersonate Aptos or our employees for fraudulent purposes. To protect yourself, please be aware of the following: We will never ask you for payment of any kind during the application or onboarding process, including fees for background checks, training, or equipment. We will always communicate with you using our official company email domain. We will never request your personal financial information, such as your social security number or bank account details, during the initial application stages or via email or a video/voice call when onboarding. #J-18808-Ljbffr Aptos Labs

Vacancy posted 1 day ago
Similar jobs that could be interesting for youBased on the Software Engineer, Payments Product Lead in San Francisco, CA vacancy
  •  ...addresses.About the roleRippling’s payments platform moves billions of...  ...gives Rippling’s financial products flexible and reliable ways to...  ...We are looking for a Product Lead to own our payments...  ...float income.Partner deeply with Engineering and Design, going into the technical... 
    Suggested
    Work at office
    Flexible hours
    3 days per week

    Rippling

    San Francisco, CA
    2 days ago
  • $140k - $260k

    Substack is building a new economic engine for culture, giving the...  ...most engaged audiences.About the Payments TeamSubscription payments are the heart of Substack’s product and business model. Everything...  ....Requirements3+ years of software engineering experience, including... 
    Suggested
    Full time

    Substack

    San Francisco, CA
    3 days ago
  •  ...Rippling is seeking a Product Lead to own our payments experience and orchestration platform from strategy to execution. You will decide how money moves, where it moves, and how fast, covering methods, funding, routing, and new rails for multiple countries and entities... 
    Suggested

    Jobleads-US

    San Francisco, CA
    1 day ago
  • $127.1k - $185k

     ...is a career, and our payment systems are central to...  ...As a key member of the engineering team, you will report...  ...with other engineers, product managers, designers and...  ...Will:Work with technical leads and other engineers to...  ...design1+ years as an software engineerExperience... 
    Suggested
    Flexible hours

    Twitch

    San Francisco, CA
    4 days ago
  •  ...way.The Community You Will Join:Airbnb Payments team allows any two people in the world...  ...for talented and self-motivated Senior Software Engineers who are passionate about working in this...  ...services in close collaboration with product, data science and operations teams to understand... 
    Suggested
    Casual work
    Live in
    Work at office
    Remote work

    Airbnb

    San Francisco, CA
    3 days ago
  • $183k - $200k

     ...About the Role:We’re hiring seasoned engineers to join our teams that work on core...  ...and building the future of Gusto's Payments platform. As a Gusto Software Engineer at this level, you’ll be...  ...experiences for any existing or emerging products Gusto offers its customersHelp... 
    Full time
    Work at office
    Local area
    Remote work
    2 days per week
    3 days per week

    Gusto

    San Francisco, CA
    2 days ago
  • $140k - $230k

     ...Bay Area / CanadaR&D - Engineering /Full Time /...  ...commerce becomes agentic, payments are increasing dramatically...  ...incidental. It's why leading companies embed our universal...  ...them with first-class product discipline. In...  ...About the RoleAs a Senior Software Engineer, you will be... 
    Full time
    Currently hiring
    Work at office
    Local area
    Immediate start
    Remote work
    Shift work

    Very Good Security

    San Francisco, CA
    2 days ago
  • $129.2k - $187.35k

    A leading payments technology company is seeking a Manager for their Product & Payment Services Risk team. This hybrid position involves developing and executing the Risk Operating Plan, ensuring alignment with global objectives and enhancing risk governance. Applicants... 

    Visa

    San Francisco, CA
    17 hours ago
  •  ...Senior Software Engineer, Payments Location: San Francisco (Rincon Hill) Company Overview Mission: Make high-quality early childhood...  ...-world failure modes and edge cases Partner daily with product to build, ship, measure, and iterate Build within the laws... 
    Work at office

    MaC VC

    San Francisco, CA
    1 day ago
  • $28 per hour

     ...markets is next. Funds is the software and services behind private...  ...is building the banking and payments network for private markets....  ...If you're a Senior Software Engineer who wants to build the financial...  ...service contracts and APIs that Product teams depend on. Build for... 
    Work at office
    2 days per week

    AngelList, LLC

    San Francisco, CA
    4 days ago
  • $230k - $390k

    About usSierra is the leading platform for customer-facing AI agents...  ...one of Google's earliest product managers and co-creator of Google...  ...Workspace.What you'll doThe Payments Infrastructure team builds...  ...Make payments something other engineers can use without becoming compliance... 
    Full time
    Flexible hours

    Sierra

    San Francisco, CA
    2 days ago
  • $162k - $243k

     ...of developers use to create their own products. Plaid powers the tools millions of people...  ...D.C., London and Amsterdam. The Payment Risk team is responsible for developing...  ...manage risk on their payment flows. As a Software Engineer on the payment risk team, you will work... 
    Work experience placement

    Plaid Inc.

    San Francisco, CA
    1 day ago
  •  ...We’re hiring seasoned engineers to join our teams that...  ...every dollar, and the payment profile that determines...  ...contractors get paid. As a Gusto Software Engineer at this level,...  ...than mysterious Lead variance investigation...  ...from Engineering, Product Management, Design, Data... 
    Full time
    For contractors
    Work at office
    Local area
    Remote work
    2 days per week
    3 days per week

    gusto

    San Francisco, CA
    a month ago
  •  ...headquartered in San Francisco, is seeking a senior software engineer to build secure, compliant platform products and deliver customer-centric solutions. You will...  ...and collaborate across domains to strengthen the payment platform. The role offers hybrid SF work with... 

    Highnote

    San Francisco, CA
    4 days ago
  •  ...startups—use Stripe to accept payments, grow their revenue, and...  ...comprised of multiple product teams building AI-first...  ...We’re a mix of machine engineering engineers and full-stack software engineers impacting ~...  ...leadership roleExperience leading engineering team(s)... 

    Stripe

    San Francisco, CA
    1 day ago
  •  ...and its people. Payroll Payments is the team within the...  ...end-to-end.As a Staff Engineer on Payroll Payments,...  ...specifications through to production deployment and...  ...and junior engineers, leading in-depth design reviews...  ...professional experience as a software engineer, with a... 
    For contractors
    Work at office
    3 days per week

    Rippling

    San Francisco, CA
    5 days ago
  • $195k - $293k

     ...The GoFundMe teamis seeking a Staff Software Engineer to join our Payments organization on the Payouts team,...  ...designing and implementing the end-to-end product lifecycle for payout solutions,...  ...architectural direction, and leading by example through hands‑on contributions... 
    Full time
    Flexible hours

    GoFundMe

    San Francisco, CA
    1 day ago
  • $266k

     ...Staff & Software Engineer, Payments & Billing, Consumer Monetization | OpenAI Careers Staff & Software...  ...customers purchase and pay for OpenAI products. Our scope spans purchasing flows,...  ...to detect, diagnose, and resolve. Lead initiatives from problem definition and... 
    Work at office
    Local area
    Immediate start
    Relocation package
    Flexible hours
    3 days per week

    OpenAI, Inc.

    San Francisco, CA
    1 day ago
  •  ...revolutionizing the world of payments. As a global leader in...  ...are building our US engineering hubs in San Francisco...  ..., its operation in production, and where it goes...  ...you’ll help hire and lead the team that owns it...  ...operating production software systems, including several... 
    Full time
    Temporary work
    Worldwide
    Home office
    Flexible hours

    US Health Partners, LLC

    San Francisco, CA
    2 days ago
  • GoodLeap, LLC is seeking a Staff Software Engineer to join the team building financial tools that help contractors...  ...and scale backend services that support payments and other financial workflows. You’ll collaborate with product managers, designers, and engineers to deliver... 
    For contractors

    GoodLeap, LLC

    San Francisco, CA
    1 day ago
  • $162k - $243k

    Plaid Inc. is seeking a Software Engineer to join the Payment Risk team, focusing on developing risk products to manage bank payments. You will enhance product functionalities and reliability while applying machine learning to real-world financial challenges. The ideal... 

    Plaid Inc.

    San Francisco, CA
    1 day ago
  • AngelList is seeking a Senior Software Engineer for the Nova product to own high-stakes customer workflows end to end. You’ll design, build, and operate money-movement and identity-enabled features like distributions, capital calls, and subscriptions. You'll work across... 

    Better Tomorrow Ventures

    San Francisco, CA
    1 day ago
  • Orthogonal is hiring one of its first engineering hires to work directly with the founders on full-stack IC work. We operate with a Vercel...  .... You will own features end to end including deployment and production support. You should have 5+ years of full-stack experience in... 

    Orthogonal (YC W26)

    San Francisco, CA
    1 day ago
  • LastPass is seeking a Senior Backend Engineer (.NET) to evolve commerce and payment platforms powering subscriptions. You will modernize services, deliver reliable payment integrations, and ensure scalable, secure experiences for customers globally. You will work with... 
    Remote job

    Logoslabs

    San Francisco, CA
    1 day ago
  • $210k - $300k

     ...build and monetize financial products of their own.We started in Melbourne...  ...backbone behind global payments: not by accident, but by...  ...full.What you'll doAs a Product Lead, AI Growth you will define and...  ...business needs.Partner with engineering, data science, design, compliance... 
    Temporary work
    Local area

    Airwallex

    San Francisco, CA
    2 days ago
  • $210k - $290k

     ...build and monetize financial products of their own.We started in Melbourne...  ...backbone behind global payments: not by accident, but by...  ...across the spectrum: from prompt engineering and in-context learning to fine...  .... In this role, you will be leading efforts to build our new AI... 
    Temporary work
    Local area

    Airwallex

    San Francisco, CA
    2 days ago
  • Affirm is seeking a Group Product Marketing Manager to own strategy and systems for the B2B product marketing function. You will synthesize...  ...strategy and guide investments across the portfolio. The role leads critical cross-portfolio opportunities from discovery through... 
    Remote work

    Affirm

    San Francisco, CA
    7 hours ago
  • TabaPay is seeking a Product Marketing Lead to guide the Product Marketing function and drive GTM success across a fintech portfolio. You will...  ..., and coordinate launches with Marketing, Product, Engineering, PMO, and Sales. The role emphasizes leadership of PMMs, cross... 

    Taba Pay Inc

    San Francisco, CA
    1 day ago
  • $200k - $230k

     ...capabilities that define the core product experience for hospitalists...  ...- you\'ll work closely with engineering, design, Clinical AI/ML, and...  ..., ambiguous problems that lead to real greatness. Operate...  ...download apps or make any form of payment. If you are contacted through... 
    Work at office
    Immediate start
    Remote work
    Flexible hours
    Shift work
    Night shift

    Ambience Healthcare, Inc.

    San Francisco, CA
    1 day ago
  • $186k - $269k

     ...Global Product Solutions Principal Lead, Ads, Cloud and AI Share Global Product Solutions Principal Lead, Ads, Cloud and AI Google San Francisco...  ...your grant agreement. They have no impact on statutory payments. Current or past grants do not confer an acquired right.... 

    Google LLC

    San Francisco, CA
    1 day ago

Do you want to receive more vacancies?

Subscribe and receive similar vacancies to Software Engineer, Payments Product Lead. Be the first to apply!