Account Risk Analyst II

Account Risk Analyst II

First Internet Bank of Indiana Fishers - Fishers, IN 46038

Position Details

About the Position:

As the Account Risk Analyst II you will be responsible for reviewing data utilizing a broad range of technical skill sets combined with AML/KYC/Investigative knowledge in order to proactively monitor new and existing account relationships to prevent or minimize financial, reputational, and financial crimes risk to the Bank. You will review alerts in the Bank's BSA/AML/Fraud and Sanctions monitoring software system(s) to identify potentially suspicious and fraudulent activity. You will also provide support for anti-money laundering and OFAC compliance. You will also perform process analysis to identify changes in regulations, operational processes, or systems and makes recommendations for procedural and process changes.

What You Will Do:

• Reviews and researches new customer account applications referred by internal Bank departments to identify fraudulent account applications.
• Suspicious Activity Identification
  • Research, document, and close and/or escalate alerts in the Bank's BSA/AML/Fraud software within documented time frames.
  • Investigate suspicious activity, create cases, and make recommendations for SAR filings to the SAR Committee.
• Assist in fraud investigations by reviewing and investigating potentially fraudulent activity.
• Assist in technical system functions to ensure compliance with OFAC and 314(a) processes.
• Responsible for contributing to documentation of processes, procedures and training materials.
• Assist in supporting current and future product and process migrations by providing insight and analysis.
• Assist with identifying automation, gap analysis, and process improvements to ensure compliance with all regulations and identification of suspicious activity.
• Review ACH trial deposits daily to identify and return potentially fraudulent transfers.
• Responsible for customer account reviews, ensuring compliance with CIP, CDD and Beneficial Ownership regulations; perform EDD on designated customer account relationships.
• Provide training to internal departments as required.
• Perform other duties as assigned.

What We're Looking For:

• A minimum of three years of account risk analysis, or equivalent, along with at least one year of specialized experience in BSA/AML/OFAC compliance
• Experience in the financial services industry
• Experience in analyzing data, conducting fraud investigations, and summarizing conclusions, including problem solving and investigative skillset
• Solid understanding of AML software and technology
• Microsoft Office experience required

Working Conditions/Demands:

• Professional office setting
• Primarily sedentary position requiring long periods of time working at a computer
• Must be able to move throughout the office and buildings to obtain or relay information
• Must be able to perform the essential functions of the position with or without reasonable accommodation

More About First Internet Bank

Why Join Us?

At First Internet Bank, our workplace is built around people. Guided by four core competenciesCollaborate to Win, Adapt with Agility, Decide for Impact, and Put People Firstwe've created an environment where individuals feel empowered, supported, and inspired to do their best work. This commitment to collaboration and growth has earned meaningful recognition, including being named a Top Workplace multiple times and one of the Best Banks to Work For. We're proud of these honors because they reflect what matters most to us: our team.

This culture comes to life at our 175,000?square?foot headquarters in downtown Fishers, designed with our people in mind. Inside, you'll find thoughtfully designed workspaces, an onsite fitness center and The Backyard, our 18,000?square?foot open?air deck with fire pits, covered pergolas, a waterfall, and plenty of greenery for stepping away and recharging. Add free snacks, soft drinks, beer on tap, unlimited volunteer time off, continuous education opportunities for development and regular team events, and you'll find plenty of ways we support connection and a great workday.

Our benefits package includes the following and so much more:

• Medical, Dental, and Vision Insurance for Full-Time employees - Eligibility begins on day one of employment
• 401(k) Retirement Plan with Generous Match for Full-Time and Part-Time employees - Eligibility begins on day one of employment
• Professional Development Reimbursement
• At Least 3 Weeks Paid Vacation Annually - For New Employees, Paid Vacation is Adjusted Based on Start Date
• Eleven Paid Holidays
• Paid Volunteer Time
• Annual First Internet Bank-branded merchandise allowance

Equal Opportunity Employer - Women, Minorities, Veterans and Individuals with Disabilities