Commercial Loan Officer

Commercial/Ag Loan OfficerGreenville Branch - Greenville, ILOverviewSalary Range $70,000.00 - $100,000.00 Base+Commission/year Job Shift DayDescriptionThe Commercial / Agricultural Loan Officer is responsible for developing and managing a portfolio of commercial and agricultural loans, including originating, underwriting, structuring, and closing loans. This role involves evaluating loan applicants' financial status and creditworthiness, maintaining strong customer relationships, and ensuring compliance with bank policies and regulatory requirements.Key Responsibilities:Develop and manage relationships with commercial and agricultural clients, including farmers and small-to-mid-sized businesses.Originate, evaluate, structure, and close new commercial and ag loansAnalyze financial statements, cash flows, credit reports, collateral, and market conditions.Conduct farm visits, site inspections, and borrower interviews to assess business operations and collateral value.Monitor loan performance, collect updated financial information, and ensure compliance with terms and covenants.Ensure all loan documentation is complete, accurate, and compliant with internal policies and regulatory requirements.Work closely with credit analysts, underwriters, and management.Participate in community and industry events to build business development opportunities and represent the bank's brand.Stay informed about local and regional economic conditions, industry trends, and changes in ag and commercial lending regulations.QualificationsQualifications:Bachelor's degree in Finance, Agribusiness, Business Administration, or a related field (or equivalent experience).2+ years of experience in commercial or ag lending, credit analysis, related banking experience, or sales.Strong understanding of financial statements, credit analysis, and lendingExcellent communication, sales, and customer service skillsPreferred Skills:Familiarity with local communities / marketsMicrosoft Office Tools: Excel, Word, and Outlook