Title Examiner - Residential

Job Description

Job Description

Residential Title ExaminerAre you detail-oriented, analytical, and experienced in reviewing real estate records? We are looking for a Residential Title Examiner to join our team. This role is responsible for examining residential real property records to determine ownership, identify title issues, and help ensure transactions are ready for closing.The Residential Title Examiner plays an important role in supporting escrow officers, closing teams, customers, lenders, agents, and underwriters by preparing accurate title commitments and helping resolve title matters in a timely and professional manner.What You'll DoExamine residential real property titles to determine ownership, liens, encumbrances, restrictions, easements, judgments, tax status, and other matters affecting title. Research title resources, title plant records, register of deeds records, tax records, court records, judgment records, bankruptcy records, and other public records. Review deeds, mortgages, land contracts, easements, restrictions, covenants, mineral reservations, surveys, tax assessments, judgments, liens, probate documents, court orders, and other recorded instruments. Verify legal descriptions and compare information across deeds, commitments, surveys, tax records, purchase agreements, and supporting documents. Prepare accurate title commitments, requirements, exceptions, pro forma policies, endorsements, and related title products. Update title searches, judgment searches, and related records before closing or policy issuance. Identify title defects or concerns and assist with determining curative items needed to clear title. Communicate with escrow officers, internal teams, customers, lenders, real estate agents, attorneys, and underwriters regarding title status, requirements, and exceptions. Follow company procedures, underwriter guidelines, and applicable title insurance requirements. Maintain accurate documentation in the title production system and electronic file. What We're Looking ForExperience examining residential titles or working in a title, escrow, real estate, legal, or lending environment. Knowledge of residential title examination procedures, title insurance terminology, commitments, requirements, exceptions, and endorsements. Ability to research and interpret deeds, mortgages, liens, judgments, easements, tax records, legal descriptions, and other public records. Strong attention to detail and accuracy when reviewing documents and preparing title products. Strong analytical and problem-solving skills with the ability to identify title issues and determine appropriate next steps. Ability to manage multiple files, prioritize work, and meet deadlines in a fast-paced environment. Strong written and verbal communication skills. Ability to work well with escrow officers, closing teams, customers, lenders, agents, attorneys, and underwriters. Comfortable using title production software, public record websites, county software, Microsoft Office, email, and other business technology. Education and ExperienceHigh school diploma or equivalent required. Minimum of 2 years of residential title examination experience preferred. Experience in title insurance, escrow, real estate, mortgage lending, legal, or courthouse/public records research may be considered. Familiarity with Michigan real estate records, title standards, legal descriptions, and recording requirements.Michigan Title Producer License preferred or ability to obtain within 6 months of hire. Schedule and Work RequirementsFull-time Regular and predictable attendance is required. Reliable transportation may be required for occasional travel to company offices, courthouses, title plants, or other business locations. Remote employees may be required to report to a company location for meetings, training, file review, technology needs, or other business purposes.Why Join UsWe offer a professional team environment where accuracy, service, and growth matter. Our employees are supported through training, development opportunities, and the tools needed to succeed in the title and escrow industry.Eligible employees may receive a comprehensive benefits package, paid time off, sick time, disability benefits, and a paid birthday off.