Emerging Middle Market Portfolio Manager

Application Deadline: 07/29/2026 Address: 2623 Camino Ramon Responsibilities Analyze credit information to support lending decisions and processes for new and existing Commercial banking loans and credit solutions in an assigned portfolio of clients. Make credit decisions and recommendations in compliance with bank policies and procedures while maintaining an exceptional client service environment. Perform financial analysis and calculations, assess client creditworthiness, prepare detailed credit summaries, analyze financial performance and risk profiles of clients within the portfolio. Utilize financial models and analytical tools to assess client repayment capacity and recommend appropriate loan structures and collateral. Support credit‑granting decisions by making recommendations to the manager. Monitor portfolio performance, identify deteriorating credit conditions and ensure compliance. Analyze metrics and assess industry trends to spot risks and opportunities. Support the negotiation of loan terms and conditions and the structuring of loans that align with client requirements and ensure compliance with the bank’s risk appetite and policies. Develop proposals to capture new business and expand client relationships. Build and maintain client relationships to ensure long‑term financial performance in collaboration with Relationship Managers and business partners. Structure and support new, renewal and extension loans aligned with client needs and bank and risk policies. Conduct financial analysis and risk assessments of clients’ credit information to provide insights and make informed decisions. Minimize BMO’s risk exposure by adhering to credit policies, regulatory standards, and operational guidelines. Act as a point of contact for service requests, ensuring expectations are met or exceeded, and escalating issues when needed. Identify revenue and cross‑selling opportunities to enhance portfolio growth and share of wallet opportunities. Leverage analysis tools to nurture and grow a portfolio that exceeds ROE thresholds and evaluate client returns proactively. Manage timely and accurate data entry into BMO's systems and use the data to support decision‑making. Exercise judgment to identify, diagnose, and solve problems within given rules and work on complex tasks independently. Qualifications 3–4 years of relevant experience in credit or lending instruments or financial operations in a corporate or banking environment. Bachelor’s degree required; Business Administration, Finance and Accounting preferred (or any related discipline or commensurate work experience). Technical proficiency: Microsoft Office (advanced level), data analysis tools, financial analysis. Soft skills: problem‑solving, collaboration, detail‑oriented mindset, analytical thinking, loan structuring, regulatory compliance, portfolio management, credit risk assessment, banking operations. Compensation & Benefits Salary range: $69,000.00 – $127,800.00 per year. Pay type: Salaried. The compensation package may include performance‑based incentives, discretionary bonuses, and other perks and rewards. Benefits include health insurance, tuition reimbursement, accident and life insurance, and retirement savings plans. EEO Statement BMO is proud to be an equal employment opportunity employer. We evaluate applicants without regard to race, religion, color, national origin, sex (including pregnancy, childbirth, or related medical conditions), sexual orientation, gender identity, gender expression, transgender status, sexual stereotypes, age, status as a protected veteran, status as an individual with a disability, or any other legally protected characteristics. We also consider applicants with criminal histories, consistent with applicable federal, state and local law. BMO is committed to working with and providing reasonable accommodations to individuals with disabilities. If you need a reasonable accommodation because of a disability for any part of the employment process, please send an e‑mail to View email address on click.appcast.io. #J-18808-Ljbffr Bank of Montreal