2026 Campus Recruitment Corporate Banking Department Client Relationship Associate

Introduction Established in 1912, Bank of China is one of the largest banks in the world, with over $3 trillion in assets and a footprint that spans more than 60 countries and regions. Our long-term outlook, institutional weight and global breadth provide our clients with a stable and reliable financial partner, whether in Corporate or Personal Banking or our Trade Services, Commodities, Financial Institutions and Global Markets lines of business. Overview *To be eligible for campus recruitment program, you can only apply for 1 position within the U.S. Branches. The Associate will provide support to the various teams (e.g.Team1/2/3) of the Corporate Banking Department with: (1) underwriting new credit proposals; (2) asset management and post-lending; (3) providing analytical support; (4) responding to home and inter-office inquiries; (5) performing KYC/AML and all other compliance activities relating to new and legacy loans; (6) assisting with preparation of term sheets, credit review memorandums, annual reviews and presentation reports; (7) reviewing and negotiating loan documentation; (8) assist colleagues in processing and managing deposits and (9) assisting in the loan closing and post-lending loan administration process. Responsibilities Include but are not limited to: Business Development & Customer Relationship Conduct industry research and analysis to assist in the identification and/or analysis of potential or actual business or new opportunities. Conduct market research and identify potential business opportunities and prepare analysis. Participate in onsite customer visits. Maintain regular contact with clients and look for opportunities to delivering added value to client relationships. Build and maintain relationships with existing and new partner banks. Collaborate with other departments on special project assignments including preparation of presentations to senior management. Participate in special projects and other duties as assigned. Credit Risk Analysis Assist the Team Lead with preparation of credit analyses, analytical reports, real estate market rating models and financial/cash flow projections. Monitor and analyze conditions in specified markets utilizing the Bank’s external and internal data, economic, and financial data and research for future trends. Monitor and analyze key economic and demographic trends in assigned geographic markets and report on key developments to supervisor. Monitor existing loan portfolio to ensure proper risk ratings and early identification of potential issues. Perform financial analyses to determine risk ratings for loans and propose reserves for loan losses quarterly on the basis of the ratings. Review supporting documentations for loans for accuracy and compliance with Bank policies, procedures and regulatory requirements. Perform due diligence and compliance checks (KYC/AML) in accordance to the bank’s policies and procedures. Portfolio & Post-Lending Management Collaborate with relevant departments on the loan processes including the opening of accounts, closing of loans, post-lending monitoring and others. Perform post lending monitoring that includes but not limited to conducting annual review of loan portfolio, updating financial and performance reports and reviewing of compliance certificate and other documents. Risk & Compliance Management Provide assistance with the completion of risk and compliance assessments. Understand and comply with bank policies, procedures and regulatory requirements. Process transactions in accordance to the Bank policies, procedures and regulatory requirements (e.g. AML, BSA, OCC, EAR, and others). Keep abreast of industry trends and understand regulatory requirements. Assist with audits in providing requested documentations in a timely manner. Qualifications Bachelor’s degree required at the time of hiring. Majors in business, financial, accounting or economics preferred. Master’s degree preferred. Internship experience in experience in banking or financial services preferred. Internship experience in Structured financing experience, especially related to aircraft financing preferred General credit analysis, spreadsheet modeling, cash flow projections, sensitivity analysis and financial analysis knowledge required. Bilingual ability in Mandarin and English preferred. Pay Range Actual salary is commensurate with candidate’s relevant years of experience, skillset, education and other qualifications. USD $50,000.00 – USD $70,000.00 /Yr. #J-18808-Ljbffr Bank of China Limited, New York Branch