Banking Specialist III

Job Description

Job Description

As a Banking Specialist, you help create the energy and excitement around Amerant Bank products, providing the right solutions and getting products into customers’ hands. You understand that Amerant Bank is dedicated to delivering a customer experience that’s unlike any other. It starts with you discovering customers’ needs and with the support of your team members, you match those needs with the right products. Every day is an opportunity for you to turn another Amerant Bank customer into a loyal customer.

Purpose of role is to provide teller and platform-based transactions, manage lobby activity and support mobile, online banking and digital solutions.  In addition, provide education and knowledge of our consumer and small business products to existing and new customers.

Duties and Responsibilities

OPERATIONAL EXCELLENCE:

• Process all manner of financial transaction requests including but not limited to deposits, withdrawals, check cashing, issuance of cashiers’ checks.
• Research and resolve issues related to end of day banking center balancing.
• May be responsible for functions related to the day to day operation of the ATM, cash recycler, drive thru and night drop.
• Ability to open new accounts and perform maintenance transactions on the Bank’s platform system including debit card issuance and ongoing maintenance as well as completion of Know Your Customer requirements. Execute all operation responsibilities relative to opening and maintain all products and services.
• Review customers account activity to insure compliance with Bank Secrecy Act.
• May be responsible for the daily review of overdraft, uncollected and significant balance change reports.
• Ability to originate new credit requests and respond to loan related inquiries.
• Follow Bank policies and procedures, as well as legal and regulatory requirements, including security and audit procedures.
• Adhere to all policies and procedures per Retail Banking’s operating manuals, employee handbook and all other that apply to the position functions. Ensure all regulatory requirements as well as security and audit procedures are adhered to always.
• Responsible for ensuring individual acts do not lead to Bank operating losses as well as escalating potential concerns that could lead to Bank loss to appropriate supervisor.

CUSTOMER SERVICE:

• Act as a customer advocate to ensure we meet the needs of our customers and prospects with the intent of enhancing customer retention and engagement.
• Resolve customer problems and follow up to ensure customer’s expectations are met.
• Deliver customer experience for all segments to ensure quality customer experience every day every time.
• Provide quality customer service to all current and prospective customers as measured by Bank service standards.

BUSINESS DEVELOPMENT:

• This position requires consistently meeting or exceeding sales goals as defined by management.
• Achieve out bound conversation expectations as defined by management.
• Responsible for acquiring, retaining and expanding new and existing customer relationships by providing a positive new account experience, profiling, assessing customer needs, and recommending and selling appropriate banking products and services.
• Take an active role in educating our customers on other banking channels to meet their needs.
• Responsible for learning and maintaining knowledge of Bank’s products and services.
• Participate in business development activities in support of the banking center market development activities as requested.
• Actively participate in community organizations to promote the Bank brand as well as support business development initiatives.
• Refer prospects and clients to other lines of business according to determined segmentation (AMTI, Commercial Banking, etc.).      

Minimum Work Experience Requirements:           
Banking Specialist III requires 3 years of experience in Bank sales and service environment or equivalent experience to include sales results.              

Technical and/or Other Essential Knowledge:       

Basic report writing ability, organizational skills, telephone skills.  Previous experience with Outlook, Internet and MS Office Skills, including MS Word Advanced, MS Excel Advanced and MS PowerPoint Level II required.

*Applicant must be NMLS registered and provide the company with their NMLS number or be willing to register in NMLS upon accepting an employment offer. Additionally, FBI Criminal Background and credit checks must be successfully passed within the first 30 days of employment, or 30 days from the date of the upload (whichever occurs first).