Product Director - Core Banking and Payments

• Own the end-to-end product strategy for fiat pay-in (deposits) and pay-out (off-ramp) capabilities
• Define where to build, which rails to use, which banks to partner with, and how to route transactions
• Direct accountability for Total Funds Flow, acceptance rates, settlement speed, and cost-per-transaction across markets
• Build and optimize cross-border payment infrastructure across all markets
• Select and integrate payment rails based on transaction speed requirements
• Structure banking partnerships to maintain zero (or near-zero) downtime liquidity
• Drive improvements in pay-in acceptance across channels by optimizing processor relationships
• Lead commercial negotiations and technical integrations for direct bank relationships
• Design and own dynamic routing logic for payment orchestration
• Build compliant and scalable fiat payment solutions for institutional clients

Requirements

• 7–10+ years of product leadership experience, with at least 7 years focused on payment infrastructure or core banking products
• Demonstrated success building and scaling cross-border payment rails in a high-volume, real-time environment
• Experience with direct bank integrations (not just white-label PSPs) and commercial partnership negotiation
• Track record of leading payment orchestration and dynamic routing logic in production
• Experience building fiat solutions for institutional clients (segregated accounts, wire processing, bulk APIs)
• Background in or significant exposure to trading, exchange, or fintech environments
• Technical acumen across complex API products, data flows, and payment protocol integrations
• Hands-on experience with core banking platforms and/or payment scheme integrations (SWIFT, SEPA, FPS, ACH, etc.)
• Experience integrating with bank partners, PSPs, and acquiring processors
• Strong people management capabilities — you develop and hold a high bar for your team
• Excellent stakeholder management across engineering, legal, compliance, finance, and senior leadership

Core Competencies

Demonstrates expertise in building and optimizing cross-border payment infrastructure, with a strong focus on fiat payment solutions for institutional clients. Proven ability to lead product strategy, manage banking partnerships, and drive payment orchestration in a high-volume, real-time environment.