Business Loan Credit Analyst Intern

Calling all finance-minded students! Are you interested in commercial lending and ready to turn classroom knowledge into real-world experience? Become a Business Loan Credit Analyst Intern at Royal Credit Union! In this role, you’ll analyze financial information, support credit decisions, and gain hands-on exposure to commercial lending and risk assessment alongside experienced professionals.

All applicants must be located in the Chippewa Valley Area & include resume, cover letter, transcript and their anticipated graduation date when applying. If selected for the internship, you must be able to commit to the full 12 months and be enrolled at a university throughout the length of the internship. Must be able to work onsite at the Royal Credit Union Corporate Center in Eau Claire, WI, throughout the school year and during breaks.

Why Royal? Member and Community Focused: We are dedicated to making a positive impact on our Members and the communities we serve, going beyond financial services to enrich lives and foster growth. Supportive Environment: Join a collaborative, values-driven workplace that is always evolving. We support each other and work together to achieve our goals. Professional Growth: We offer numerous opportunities for training and advancement, helping you continuously develop and advance your skills. Empowerment: We empower our team members to make decisions and drive initiatives that help our Members achieve their financial goals. Your ideas and contributions are valued and encouraged. Community Involvement: Engage with your local community through various initiatives and events, making a tangible difference where you live and work. Be part of something bigger. What You’ll Do: The

Business Loan Credit Analyst Intern

provides support to the Credit and Business Loan Departments while gaining practical experience in commercial lending, credit analysis, financial statement review, and risk assessment. This position assists with a variety of analytical, administrative, and lending support functions, including reviewing borrower financial monitoring submissions for accuracy and completeness, spreading financial statements, and other special projects as assigned. Through hands-on experience and mentorship, the intern develops an understanding of commercial lending principles, financial analysis, credit risk management, and Royal Credit Union's lending philosophy, processes, and practices. What’s It Like Being an Intern at Royal Credit Union? Watch Here! Our Commitment To You: Compensation: $17.85-19.98 per hour(candidates with significant related experience may be higher) Intern Responsibilities Include, But Are Not Limited To: Assist with credit analysis, underwriting, and portfolio monitoring by reviewing borrower financial information, loan applications, tax returns, bank statements, and supporting documentation for completeness and accuracy Complete financial statement spreading, cash flow analysis, covenant testing, and related financial reviews Research borrowers, industries, market trends, and peer performance to support underwriting and risk assessment Prepare and organize credit presentations, annual reviews, renewals, loan reviews, third-party reports, and other underwriting documentation while ensuring information is accurate, consistent, confidential, and aligned with department standards What’s Needed For This Position: Enrolled at a University or Technical College throughout the length of the internship, pursuing a degree in Finance, Accounting, Economics, Business Administration, Agricultural Business, Banking, or a related field of study. Interest in commercial lending, finance, or credit analysis, along with a basic understanding of financial statements Strong analytical and problem-solving abilities, with close attention to detail and a consistent commitment to accuracy when reviewing financial and supporting information. Outstanding organizational and interpersonal skills, with the ability to prioritize workload and work both independently and collaboratively Strong verbal and written communication skills, professionalism, and the ability to maintain the confidentiality of Member and organizational information. Proficiency with Microsoft Office applications, plus the ability to readily learn new technologies and systems while demonstrating a willingness to learn. What We’d Love To See: Previous work experience in a customer service, office, banking, accounting, or finance-related environment. Work Schedule: Working approximately 12-15 hours per week during the school year and 30-40 hours per week during the summer. Generally working variable hours between 8:00am – 5:00pm Monday through Friday based on class schedule. Must be able to work onsite at Royal Credit Union Corporate Center in Eau Claire, WI throughout the school year and during breaks. This is a limited term, non-benefit eligible, position that will go from January 2027 through January 2028. Must be able to commit to the 12-month internship. Training: Prior to starting a normal work schedule, new Royal team members must attend Foundation Training at our Corporate Center in Eau Claire, WI from 9:00am - 4:30pm on Monday and Tuesday during their first week of employment. Out-of-town learners may be eligible for reimbursement of travel and lodging expenses, subject to Royal's travel and expense reimbursement guidelines. Foundation Training covers fundamental information about Royal’s culture and core values which sets the stage for team members to be successful within our organization. Ready to make a positive impact? APPLY TODAY and be part of a team that appreciates your efforts and encourages your development!